MONEYLION FINANCIAL LITERACY MONTH GAME
These Official Rules govern the terms and conditions of the MoneyLion Financial Literacy Month Game (the “Game”) pursuant to which you (the “Entrant”) can win a cash prize (a “Prize”). Your participation in the Game constitutes your full and unconditional agreement to, and acceptance of, these Official Rules. The Game is sponsored by MoneyLion Technologies Inc. (the “Sponsor” or “MoneyLion”), 30 West 21st Street, Floor 9, New York, NY 10010.
NO PURCHASE NECESSARY OR SUBMISSION TO A SALES PRESENTATION IS REQUIRED TO ENTER TO WIN. A PURCHASE OR A SUBMISSION TO A SALES PRESENTATION WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL AND MUNICIPAL LAWS AND REGULATIONS APPLY. THE FOLLOWING GAME IS VALID ONLY IN THE FIFTY (50) UNITED STATES AND THE DISTRICT OF COLUMBIA AND IS OPEN ONLY TO ELIGIBLE ENTRANTS (AS DESCRIBED BELOW). VOID ELSEWHERE AND WHERE PROHIBITED.
Entrants must be a legal resident of the fifty (50) United States and the District of Columbia and who have reached the age of majority in their state of residence (at least eighteen (18) years of age, or nineteen (19) if they reside in Alabama or Nebraska) as of the Game start date. The following class of persons are not eligible to enter or participate in the Game: employees, officers, directors and any other representatives of the Sponsor, its parent, affiliates, subsidiaries, franchisees, distributors, retailers, printers, advertising and promotion agencies, and any and all other companies associated with the design or execution of this Game (each of these parties, a “Released Party” and collectively, “Released Parties”), and members of the immediate family (parents (including in-laws), grandparents, siblings (including step-siblings), children (including stepchildren), grandchildren (including step-grandchildren), and spouse, regardless of where they reside) and household members of each, whether or not related. Void in Puerto Rico and where prohibited by law.
HOW TO ENTER
The entry period to participate in the Game begins at 8:00 p.m. Eastern Time (“ET”) on Friday, March 31, 2023 and ends at 11:59 p.m. ET on Sunday, April 30, 2023 (the “Entry Period”).
During the Entry Period, designated specially marked fake MoneyLion dollar bills will be distributed in the following areas of the New York City Metropolitan area: Wall Street, Soho, the NYU Campus and Williamsburg. To enter, (a) scan the QR code on the designated specially marked MoneyLion dollar bill to receive a link to a designated microsite (the “Site”); and (b) submit your complete name and a valid email address on the Site.
Entries made in accordance with the requirements set forth herein are collectively referred to in these Official Rules as the “Entries” or individually as an “Entry.” Limit one (1) Entry per email address. Any duplicate Entries will be void. All Entries received outside of the Entry Period will be void. Entries will be deemed to have been submitted by the authorized account holder of the email account from which the entry was submitted, as identified by the authorized account holder of the primary email address associated with that account.
After submitting a valid Entry, you will either receive a “Congratulations You Are a Prize Winner” (or substantially similar) message (a “Winning Prize Message”) or be directed to a MoneyLion “Money Hack” video. If you are directed to a MoneyLion “Money Hack” video, you are not a winner of any Prize.
If you receive a “Winning Prize Message” (a “Winner”), you will be required to complete the Prize Claim Form, which will automatically be provided to Winners on the Site, by submitting your complete name, mailing address including zip code and a valid email address (“Prize Claim”). All Prize Claims must be received by 11:59:59 PM ET on April 30, 2023. Electronic copy or computer screen shots of a Winning Prize Message will not be acceptable or honored. Sponsor is not responsible for any lost, late, delayed, illegible, incorrect, incomplete or misdirected Prize Claims. Incomplete, unreadable, inaccurate, unintelligible or late Prize Claims which otherwise do not comply with these Official Rules will be disqualified. All Entries and Prize Claims become the property of the Sponsor upon receipt and will not be acknowledged or returned. Mechanically reproduced Entries or Prize Claims or Entries or Prize Claims generated or submitted with the use of a robotic, automated, macro, or script device, or other automated means or any other means intended to impact the integrity of the Game as determined by Sponsor in Sponsor’s sole discretion are void. Use of automated entry or similar devices to participate or subvert the entry process is prohibited and all entries through such devices are void.
INSTANT WIN PRIZES AND THE ODDS OF WINNING
Sixteen (16) Prizes and their approximate retail values (“ARV”) are as follows:
- Four (4) Grand Prizes: Four (4) Winners will each receive one (1) check made payable to the Winner’s order in the amount of one thousand dollars ($1,000) (a “Grand Prize”). ARV of each Grand Prize: $1,000. Odds of winning a Grand Prize: 1:2,500;
- Four (4) First Prizes: Four (4) Winners will each receive a check made payable to the Winner’s order in the amount of one hundred dollars ($100) (a “First Prize”). ARV of each First Prize: $100. Odds of winning a First Prize: 1:2,500; and
- Twelve (12) Second Prizes: Twelve (12) Winners will each receive one (1) check made payable to the Winner’s order in the amount of fifty dollars ($50) (a “Second Prize”). ARV of each Second Prize: $50. Odds of winning a Second Prize: 1:833.
- The total ARV of all Prizes: $5,000. Limit one (1) Prize per Entrant.
Prizes will be awarded only if they are properly claimed via a Prize Claim, as described above. No more than the stated number of Prizes will be awarded. If the number of awarded Prizes equals the number of Prizes offered, no additional Prizes will be awarded or provided in connection with this Game. In the event more Prize Winner notifications are issued, or more winning claims are received than the number of Prizes set forth in these Official Rules due to computer, printing, seeding, human or other error or problem, a random drawing will take place from among all eligible Prize Claims for the Prize(s) at issue to award the proper number of Prizes as set forth in these Official Rules. Inclusion in such drawing shall be each Entrant’s sole and exclusive remedy under such circumstances. An Entrant is not a Winner of any Prize, even if a Winning Prize Message or any other aspect of the Game should so indicate, unless and until the Entrant’s eligibility and the Prize Claim have been verified. Sponsor and Released Parties will not accept screen shots or other evidence of winning in lieu of its validation process. Sponsor does not make, nor in any manner is responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to any Prize including but not limited to its quality, fitness for purpose or mechanical condition. No substitution, assignment or transfer of any Prize permitted. PRIZES ARE AWARDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND EXPRESSED OR IMPLIED.
SECOND CHANCE DRAWING
ALL PRIZE CLAIMS MUST BE RECEIVED BY 11:59:59 PM EDT on APRIL 30, 2023, OR WINNER(S) WILL FORFEIT HIS/HER/THEIR PRIZE. Unclaimed Prizes not distributed in the Instant Win Portion of the Game will be awarded in a Second Chance Drawing from among all non-winning Entries received. The Second Chance Drawing will be conducted by an independent judging organization whose decisions are final and binding. The Second Chance Drawing will be conducted on or about May 5, 2023. The odds of winning a prize in the Second Chance Drawing will be determined based on the number of unclaimed Prizes and the number of Entries received.
PRIZE WINNER NOTIFICATION
Each Grand Prize Winner will be required to complete, sign and return an Affidavit of Eligibility and Release of Liability and where permitted, a Publicity Release or similar documentation and a Form W-9 within five (5) days of notification. Each First Prize Winner and Second Prize Winner will be required to complete, sign and return a Prize Verification Form and where permitted, a Publicity Release or similar documentation within five (5) days. Such required documentation will be provided by Sponsor or PCG365. A potential Prize Winner may be disqualified under any of the following circumstances; i) if he/she cannot be reached by Sponsor within the specified time period; ii) if a Prize notification or email address is returned as undeliverable; iii) if a potential Prize Winner is found to be ineligible; iv) if a potential Prize Winner does not return the required Prize Verification Form or Affidavit of Eligibility, Liability and Publicity Release within the required time period; v) if a potential Prize Winner is unwilling to accept the Prize as stated in these Official Rules; or vi) if a potential Prize Winner does not comply with these Official Rules. Each Grand Prize Winner will be required to supply Sponsor and the Game Administrator with his/her social security number. Each Grand Prize Winner will be issued a FORM 1099-MISC for tax purposes as required by law. Each Prize Winner is solely responsible for any and all federal and applicable state taxes on the Prize. In the event a potential Prize Winner is disqualified for any reason, Sponsor will award that Prize in the Second Chance drawing from among all remaining eligible Entries received. POTENTIAL PRIZE WINNERS ARE SUBJECT TO VERIFICATION BY SPONSOR AND/OR THE GAME ADMINISTRATOR. AN ENTRANT IS NOT A WINNER OF ANY PRIZE UNTIL HIS/HER ELIGIBILITY AND PRIZE CLAIM ARE VERIFIED. SPONSOR IS NOT RESPONSIBLE FOR FRAUDULENT CALLS, DIRECT MESSAGES OR EMAILS MADE TO THE ENTRANTS NOT BY SPONSOR OR THE GAME ADMINISTRATOR.
Acceptance of the Prize constitutes the Winner’s full and unconditional agreement to, and acceptance of, these Official Rules. In addition, by accepting the Prize, where permitted by law, the Winners understand and grant to the Sponsor, its parent, affiliates, agents, advertising and promotion agencies and those acting pursuant to the authority of the Sponsor (which grant will be confirmed in writing upon the Sponsor’s request), the right to print, publish, broadcast and use worldwide IN ALL MEDIA without limitation at any time the Winner’s full name, picture, voice, likeness and/or biographical information for advertising, trade and promotional purposes without further payment or additional consideration, and without review, approval or notification unless prohibited by law.
Furthermore, by accepting a Prize, each Winner agrees to release the Sponsor and each of the Released Parties from any and all liability whatsoever for any injuries, losses, or damages of any kind relating to the Game or for damages of any kind caused by the Prize or resulting from acceptance, possession or use/misuse of the Prize awarded. Recipients of the Prize are solely responsible for any federal, state or local taxes and other fees that may be associated with receiving a Prize and should consult with their own financial, tax and/or legal advisor(s) regarding the same.
If a Winner is later to be found to be in violation of these Official Rules, he/she will be required to forfeit the Prize or to reimburse Sponsor for the stated value of the Prize if the violation is discovered after the Winner used the Prize. False, fraudulent, or deceptive Entries or acts shall render Entrants ineligible for any Prize.
IN NO EVENT WILL SPONSOR, ITS PARENTS, AFFILIATES, SUBSIDIARIES, ADVERTISING AND PROMOTION AGENCIES, DEALERS, DISTRIBUTORS, SUPPLIERS, PRIZE PROVIDERS, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES AND AGENTS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND (INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES) ARISING OUT OF PARTICIPATION IN THIS GAME OR THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF, OR ANY HARM RESULTING FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF A PRIZE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF THIS SECTION MAY NOT APPLY TO YOU. By participating or accepting a Prize, Entrants and Winners, as applicable, release and agree to hold harmless the Sponsor and each of the Released Parties from any and all liability for any injuries, death or losses or damages to persons or property AS WELL AS CLAIMS/ACTIONS BASED ON PUBLICITY RIGHTS, DEFAMATION, AND/OR INVASION OF PRIVACY that may arise from participating in this Game or its related activities or the acceptance, possession, use or of, or any harm resulting from the acceptance, possession, use of misuse of a Prize. Winners acknowledge that Sponsor has neither made nor is in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relating to a Prize.
Sponsor may disqualify an Entry if an Entrant is deemed to have violated these Official Rules. Persons found tampering with or abusing any aspect of this Game or who are in violation of these Official Rules as solely determined by the Sponsor will be disqualified and all associated Entries will be void. In the event this Game is compromised by virus, bugs, worms, non-authorized human intervention or other causes which corrupt or impair the administration, security, fairness or proper play of this Game, or if this Game is unable to run as planned for any other reason, Sponsor reserves the right in its sole discretion to modify, suspend or terminate this Game or any portion thereof and/or terminate the participation of any Entrant, and/or disqualify any Winner (and void their Entry/ies or Prize(s)) whose conduct potentially compromises this Game and at its sole discretion, if terminated, to award the Prize(s) from among all eligible non-suspect Entries received prior to the act requiring such termination.
The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.
USE OF DATA
EXCEPT WHERE PROHIBITED BY LAW, AS A CONDITION OF PARTICIPATING IN THIS GAME, YOU AGREE THAT (A) UNDER NO CIRCUMSTANCES WILL YOU BE PERMITTED TO OBTAIN AWARDS FOR, AND YOU HEREBY WAIVE ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES, OTHER THAN FOR ACTUAL OUT OF POCKET EXPENSES, IF ANY; (B) ALL CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS GAME, OR ANY COMPENSATION OR CREDIT TO BE PROVIDED, SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION AND EXCLUSIVELY BY FINAL AND BINDING ARBITRATION IN ACCORDANCE WITH THE FEDERAL ARBITRATION ACT UNDER THE AUSPICES OF THE AMERICAN ARBITRATION ASSOCIATION; (C) THE FEDERAL ARBITRATION ACT SHALL GOVERN THE INTERPRETATION, ENFORCEMENT AND ALL PROCEEDINGS AT SUCH ARBITRATION; AND (D) JUDGMENT UPON SUCH ARBITRATION AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION. YOU HAVE A RIGHT TO OPT-OUT OF THIS ARBITRATION PROVISION. IF YOU DO NOT AGREE TO THIS MANDATORY ARBITRATION PROVISION WITH REGARD TO THIS GAME, THEN WITHIN THIRTY (30) DAYS FROM THE DATE OF YOUR ENTRY, YOU MAY OPT-OUT OF THIS, AND ONLY THIS, PART OF THE OFFICIAL RULES BY NOTIFYING THE SPONSOR OF SUCH OPT-OUT REQUEST BY PROVIDING WRITTEN NOTICE AND MAILING SUCH NOTICE TO: MONEYLION FINANCIAL LITERACY MONTH GAME, 30 WEST 21ST STREET, FLOOR 9, NEW YORK, NY 10010. ANY OPT-OUT RECEIVED AFTER THE THIRTY (30) DAY TIME PERIOD WILL NOT BE VALID AND YOU MUST PURSUE YOUR CLAIM, IF ANY, VIA ARBITRATION PURSUANT TO THESE OFFICIAL RULES. ANY AND ALL CLAIMS, JUDGMENTS, AND AWARD SHALL BE LIMITED TO ACTUAL OUT-OF-POCKET COSTS INCURRED, IF ANY, AND IN NO EVENT SHALL YOU BE ENTITLED TO RECEIVE ATTORNEYS’ FEES OR OTHER LEGAL COSTS OR EXPENSES. IN THE EVENT THAT YOU OPT-OUT OF THIS MANDATORY ARBITRATION PROVISION, ANY AND ALL DISPUTES, CLAIMS, AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS GAME SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, AND EXCLUSIVELY BY A FEDERAL OR STATE COURT LOCATED IN NEW YORK CITY, NEW YORK.
To request confirmation of the name, city, and state of the Winners for this Game, please send a self-addressed, stamped business-size envelope to: MoneyLion Financial Literacy Game Winners List c/o P.O. Box 1547, Sandy Utah 84091-1547.
MoneyLion Technologies Inc., 30 West 21st Street, Floor 9, New York, NY 10010
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
This promotion is in no way sponsored, endorsed or administered by Pathward or any other third party, including Apple or Google. Neither Pathward nor any other third party, including Apple or Google, have any responsibility or liability with regard to this Game.