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Assumable Mortgage: What It is and How It Works
Imagine locking in a mortgage rate from 2021, when interest rates were still record-low. That’s the promise of an assumable mortgage. It’s a unicorn in ...
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Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Right for You?
So you're diving headfirst into the world of home loans and suddenly, it feels like everyone is speaking a secret language. “ARM vs fixed”? “Interest-only ...
Are Personal Loans Fixed or Variable?
Taking out a personal loan is like choosing between a road trip with a set itinerary (fixed-rate) or an unpredictable adventure where the route changes ...
Why are Most Personal Loans Much Smaller Than Mortgages and Home Equity Loans?
You can use personal loans and home equity loans for all sorts of things – consolidating debt, financing big purchases, or even buying a lifetime ...
How to Get a Loan with a High Debt-to-Income Ratio
Need a loan but your debt-to-income ratio is basically yelling, “Don’t do it”? You’re not alone — and you’re not doomed. While a sky-high DTI ...
