NO PURCHASE NECESSARY TO ENTER TO WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL, AND MUNICIPAL LAWS AND REGULATIONS APPLY. VOID WHERE PROHIBITED. MESSAGE AND DATA RATES MAY APPLY IF YOU USE A MOBILE PHONE/DEVICE TO PARTICIPATE IN THE SWEEPSTAKES.
Participation constitutes entrant’s full and unconditional agreement to and acceptance of these official rules (the “Official Rules”). The MoneyLion Financial Trivia Sweepstakes (the “Sweepstakes”) begins at 12:00 a.m. ET on August 19, 2019, and ends at 5 p.m. ET on August 23, 2019 (the “Sweepstakes Period”). The Sweepstakes is sponsored by MoneyLion Inc. (the “Sponsor”), 8610 South Sandy Parkway, Suite 100, Sandy, Utah 84070. In order to participate, you must be registered with MoneyLion. The Sponsor’s clock is the official timekeeper of this Sweepstakes.
ELIGIBILITY: The Sweepstakes is open to any legal resident of the fifty (50) United States and the District of Columbia who has the age of majority in his or her state or territory of residence as of the Sweepstakes start date. Employees, officers and representatives of the Sponsor, its parents, affiliates, subsidiaries, agents, advertising and promotion agencies and members of the immediate family (mother, father, sons, daughters and spouse, regardless of where they reside) and household members of each, whether or not related, are not eligible to participate in the Sweepstakes. Participation constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules. Void in Puerto Rico and where prohibited by law.
To be eligible, you must have an active MoneyLion account in good standing and have the MoneyLion mobile application (the “App”). There are no fees to register with MoneyLion or to download the MoneyLion App. If you are not registered with MoneyLion, download the MoneyLion App or access moneylion.com and follow the instructions to register an account. All registration information must be true and correct per MoneyLion’s Terms and Conditions. Participants can only register with MoneyLion under one valid email address. Once an email address has been registered by a person, that email address cannot be used by any other person for purposes of entering this Sweepstakes. Only the person registered under a particular email address may participate in this Sweepstakes.
METHOD OF ENTRY: If you have a registered MoneyLion account, during each day of the Sweepstakes Period, log in to the MoneyLion App and swipe through the mobile cards until you reach the trivia card for that day. Click on the trivia card and answer the community trivia question for that day. You must answer the daily community trivia question correctly in the MoneyLion App during the applicable day of the Sweepstakes Period to enter the Sweepstakes. You will only have one opportunity to answer a trivia question during each day of the Sweepstakes Period. A participant’s correctly answered community trivia question for a particular day during the Sweepstakes Period constitutes an “Entry” for the Sweepstakes and for all purposes under these Official Rules.
Maximum of five (5) Entries per person, per household during the Sweepstakes Period. Use of any automated system to participate is prohibited and will result in disqualification. Playing trivia in the MoneyLion App during the Sweepstakes Period constitutes your agreement to these Official Rules. All Entries become the property of the Sponsor upon receipt and will not be acknowledged or returned.
PRIZES: One (1) Sweepstakes winner will receive a prize consisting of $1,000 (the “Prize”). The total approximate retail value of all Prizes in the Sweepstakes is $1,000. If the winner has an active MoneyLion Investment Account, the Prize will be deposited as cash into the winner’s MoneyLion Investment Account following verification of eligibility. If the winner does not have an active MoneyLion Investment Account, the Prize will be awarded in the form of a check or gift card (or such other form as determined by the Sponsor) following verification of eligibility.
SWEEPSTAKES RANDOM DRAWING AND NOTIFICATION: The Sponsor or its agent will randomly select one (1) prize winner (the “Prize Winner”) from all eligible Entries received during the Sweepstakes Period. The Sweepstakes drawing will take place at or around 5:00 p.m. ET on August 23, 2019. The potential winner will be selected in a random drawing using a random number generator from among all eligible Entries received by the Sponsor during the Sweepstakes Period. The odds of winning a Prize will depend on the total number of eligible Entries received during the Sweepstakes Period. The potential winner will be notified by email and must respond within 2 business days to claim the Prize or an alternative winner may be awarded the Prize. The winner will be announced on MoneyLion’s Facebook page.
PRIZE CONDITIONS: By accepting the Prize, the Prize Winner agrees to release the Sponsor, its directors, officers, employees, representatives and affiliated companies, from any and all liability whatsoever for any injuries, losses, or damages of any kind by entering the Sweepstakes or for damages of any kind caused by the Prize or resulting from acceptance, possession, or use/misuse of the prize awarded. All local, state and federal taxes are solely the responsibility of the winner. An IRS form 1099 will be issued if required by law. If applicable, use of gift cards is subject to issuer’s terms and conditions. The Prize Winner shall be required to complete and sign an Affidavit of Eligibility and Liability/Publicity Release form provided to them to be returned within 2 business days of written notification, or the prize may be forfeited and, at the Sponsor’s discretion, an alternate winner selected. The Sponsor reserves the right at its sole discretion to substitute the prize package with another prize of equal value in the event that a Prize (or any component thereof) is not available. If the potential Prize Winner fails to respond to the Sponsor’s notification within 2 business days of the initial contact by the Sponsor, then such person shall be disqualified and an alternate winner will be awarded the prize at issue. The Prize is not transferable or assignable.
GENERAL: The decisions of the Sponsor and its General Counsel in all matters regarding this Sweepstakes are final and binding. By accepting a Prize, where permitted by law, the Prize Winner grants to the Sponsor, its parents, subsidiaries and related companies, and those acting pursuant to the authority of Sponsor (which grant will be confirmed in writing upon Sponsor’s request), the right to print, publish, broadcast and use worldwide IN ALL MEDIA without limitation at any time the Prize Winner’s full name, portrait, picture, voice, likeness and/or biographical information for advertising, trade and promotional purposes without further payment or additional consideration, and without review, approval or notification. IN NO EVENT WILL SPONSOR, ITS PARENTS, AFFILIATES, SUBSIDIARIES, ADVERTISING AND PROMOTION AGENCIES, DEALERS, DISTRIBUTORS, SUPPLIERS, PRIZE PROVIDERS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES AND AGENTS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND (INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES) ARISING OUT OF PARTICIPATION IN THIS SWEEPSTAKES OR THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF, OR ANY HARM RESULTING FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF THE PRIZE. By participating, entrants release and agree to hold harmless the Sponsor, its parents, affiliates, subsidiaries, advertising and promotion agencies, dealers, distributors, social media sites, suppliers, Prize provider and their respective directors, officers, employees, representatives and agents from any and all liability for any injuries, death or losses or damages to persons or property AS WELL AS CLAIMS/ACTIONS BASED ON PUBLICITY RIGHTS, DEFAMATION, AND/OR INVASION OF PRIVACY that may arise from participating in this Sweepstakes or its related activities or the acceptance, possession, use or of, or any harm resulting from the acceptance, possession, use or misuse of the Prize. The Prize Winner acknowledges that Sponsor has neither made nor is in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to the Prize. Sponsor may disqualify a participant’s Entry if they are deemed to have violated the Sweepstakes Official Rules. Persons found tampering with or abusing any aspect of this Sweepstakes or who are in violation of these Official Rules as solely determined by the Sponsor will be disqualified and all associated Entries will be void. Use of script, macro or automated entry software or programs or any other means that subvert the entry process is prohibited and all such Entries will be void. In the event the Sweepstakes is compromised by virus, bugs, worms, non-authorized human intervention or other causes which corrupt or impair the administration, security, fairness or proper play of the Sweepstakes, or if Sweepstakes is unable to run as planned for any other reason, Sponsor reserves the right in its sole discretion to modify, suspend or terminate the Sweepstakes or any portion thereof and/or terminate the participation of any entrant (and void his/her Entry/ies) whose conduct potentially compromises the Sweepstakes and at its sole discretion, if terminated, to award the Prize from among all eligible non-suspect Entries received prior to the act requiring such termination. The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.
DISPUTES: EXCEPT WHERE PROHIBITED BY LAW, AS A CONDITION OF PARTICIPATING IN THIS SWEEPSTAKES, YOU AGREE THAT A) UNDER NO CIRCUMSTANCES WILL YOU BE PERMITTED TO OBTAIN AWARDS FOR, AND YOU HEREBY WAIVE ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES, OTHER THAN FOR ACTUAL OUT OF POCKET EXPENSES, IF ANY; B) ALL CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS SWEEPSTAKES, OR ANY COMPENSATION OR CREDIT TO BE PROVIDED, SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION AND EXCLUSIVELY BY FINAL AND BINDING ARBITRATION IN ACCORDANCE WITH THE FEDERAL ARBITRATION ACT (“FAA”, TITLE 9 OF THE UNITED STATES CODE) UNDER THE AUSPICES OF THE AMERICAN ARBITRATION ASSOCIATION; C) THE FEDERAL ARBITRATION ACT SHALL GOVERN THE INTERPRETATION, ENFORCEMENT AND ALL PROCEEDINGS AT SUCH ARBITRATION; AND D) JUDGMENT UPON SUCH ARBITRATION AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION. YOU HAVE A RIGHT TO OPT-OUT OF THIS ARBITRATION PROVISION. IF YOU DO NOT AGREE TO THIS MANDATORY ARBITRATION PROVISION WITH REGARD TO THIS SWEEPSTAKES, THEN WITHIN THIRTY (30) DAYS FROM THE DATE OF YOUR ENTRY, YOU MAY OPT-OUT OF THIS, AND ONLY THIS, PART OF THE OFFICIAL RULES BY NOTIFYING THE SPONSOR OF SUCH OPT-OUT REQUEST BY PROVIDING WRITTEN NOTICE AND MAILING SUCH NOTICE TO: MONEYLION FINANCIAL LITERACY TRIVIA SWEEPSTAKES, P.O. BOX 1547, SANDY, UTAH 84091-1547. ANY OPT-OUT RECEIVED AFTER THE THIRTY (30) DAY TIME PERIOD WILL NOT BE VALID AND YOU MUST PURSUE YOUR CLAIM, IF ANY, VIA ARBITRATION PURSUANT TO THESE OFFICIAL RULES. ANY AND ALL CLAIMS, JUDGMENTS, AND AWARD SHALL BE LIMITED TO ACTUAL OUT OF POCKET COSTS INCURRED, IF ANY, AND IN NO EVENT SHALL YOU BE ENTITLED TO RECEIVE ATTORNEYS’ FEES OR OTHER LEGAL COSTS OR EXPENSES. IN THE EVENT THAT YOU OPT-OUT OF THIS MANDATORY ARBITRATION PROVISION, ANY AND ALL DISPUTES, CLAIMS, AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS SWEEPSTAKES SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, AND EXCLUSIVELY BY A FEDERAL OR STATE COURT LOCATED IN SALT LAKE COUNTY, UTAH.
WINNER’S LIST REQUESTS: To request confirmation of the name, city, and state of the Sweepstakes Prize Winner, please send a self-addressed, stamped business-size envelope to: MoneyLion Financial Trivia Sweepstakes Winner List c/o P.O. Box 1547, Sandy Utah 84091-1547.
SPONSOR: MoneyLion Inc., 8610 South Sandy Parkway, Suite 100, Sandy, Utah 84070.
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