MoneyLife

MoneyLion #LifeHappens Cash Giveaway Sweepstakes Official Rules

By Anscia Brown

NO PURCHASE NECESSARY TO ENTER TO WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL, AND MUNICIPAL LAWS AND REGULATIONS APPLY. VOID WHERE PROHIBITED. MESSAGE AND DATA RATES MAY APPLY IF YOU USE A MOBILE PHONE/DEVICE TO PARTICIPATE IN THE SWEEPSTAKES.

Participation constitutes entrant’s full and unconditional agreement to and acceptance of these official rules (the “Official Rules”). The MoneyLion #LifeHappens Cash Giveaway Sweepstakes (the “Sweepstakes”) begins at 9:00 a.m. EST on Wednesday on June 30, and ends at 11:59 p.m. EST on Wednesday, July 21, 2021 (the “Sweepstakes Period”) and will be conducted as a daily sweepstakes conducted on each Wednesday during the Sweepstakes Period (each, a “Daily Sweepstakes”). The Daily Sweepstakes entry periods (the “Entry Periods”) are specified below and designate the time in which all entries must be received for the respective Daily Sweepstakes. The Sweepstakes is sponsored by MoneyLion Inc. (the “Sponsor”), 8610 South Sandy Parkway, Suite 100, Sandy, Utah 84070. In order to participate, you must be registered with MoneyLion. The Sponsor’s clock is the official timekeeper of this Sweepstakes.

ELIGIBILITY:  The Sweepstakes is open to any legal resident of the fifty (50) United States and the District of Columbia who has the age of majority in his or her state or territory of residence as of the Sweepstakes start date.  Employees, officers and representatives of the Sponsor, its parents, affiliates, subsidiaries, agents, advertising and promotion agencies and members of the immediate family (mother, father, sons, daughters and spouse, regardless of where they reside) and household members of each, whether or not related, are not eligible to participate in the Sweepstakes. Void in Puerto Rico and where prohibited by law.

To be eligible, you must have an active MoneyLion account in good standing and have the MoneyLion mobile application (the “App”). There are no fees to register with MoneyLion or to download the MoneyLion App. If you are not registered with MoneyLion, download the MoneyLion App or access moneylion.com and follow the instructions to register an account. All registration information must be true and correct per MoneyLion’s Terms and Conditions. Participants can only register with MoneyLion under one valid email address. Once an email address has been registered by a person, that email address cannot be used by any other person for purposes of entering this Sweepstakes. Only the person registered under a particular email address may participate in this Sweepstakes.

HOW TO ENTER: There is one (1) method of entry:

Method – Instagram: To enter a Daily Sweepstakes, during the applicable Entry Period, follow MoneyLion on Instagram, then like the Sweepstakes post, and comment five (5) or more sentences regarding an unexpected financial expense story on the Sweepstakes post using #LifeHappens and #MoneyLion, to receive one (1) entry (the “Entry”) into the Daily Sweepstakes. You must also have an Instagram account to enter via Instagram. Instagram accounts must be set to public. Entries from private Instagram accounts will not be eligible. 

Limit one (1) Entry per person, per household during each Entry Period. Entries do not carry over to subsequent Daily Sweepstakes. Use of any automated system to participate is prohibited and will result in disqualification.  Entrants are eligible to win only one (1) Daily Sweepstakes during the Sweepstakes Period. Entries will be deemed to have been submitted by the authorized account holder of the Instagram account from which the entry post was made, as identified by the authorized account holder of the primary email address associated with that account. Opting into the MoneyLion #LifeHappens Cash Giveaway during the Sweepstakes Period constitutes your agreement to these Official Rules. All Entries become the property of the Sponsor upon receipt and will not be acknowledged or returned.

Each Daily Sweepstakes will take place during the Entry Periods as specified below.

Sweepstakes Entry PeriodStart Time (all times EST)End Times (all times EST)
1Wednesday, June 30, 2021 at 9:00 a.m.Wednesday, June 30, 2021 at 11:59 p.m.
2Wednesday, July 7, 2021 at 9:00 a.m.Wednesday, July 7, 2021 at 11:59 p.m.
3Wednesday, July 14, 2021 9:00 a.m.Wednesday, July 14, 2021 at 11:59 p.m.
4Wednesday, July 21, 2021 9:00 a.m.Wednesday, July 21, 2021  at 11:59 p.m.

ENTRY GUIDELINES: All Entries must follow the minimum guidelines to be eligible:

  • Entrant must be a registered user of Instagram to submit an Entry and must comply with Instagram’s terms of use/service in order to enter the Sweepstakes.
  • Entrant must follow MoneyLion on Instagram to qualify for the Sweepstakes.
  • Entrant must “like” the #LifeHappens Cash Giveaway posts on Instagram.
  • Entrant must comment five (5) or more sentences regarding an unexpected financial expense story using #LifeHappens and #MoneyLion on the #LifeHappens Cash Giveaway posts on Instagram.
  • Entrant must be a registered MoneyLion member with a valid email address within the MoneyLion database.
  • Entry cannot contain content that is irrelevant to the purpose of the Sweepstakes.
  • If Entry is taken by a third party, entrants must have secured all rights, permissions and/or clearances for the Entry before submission.
  • Entry and photo/video can not be profane, pornographic, sexually explicit or suggestive or contain nudity.
  • Entry cannot be violent or promote firearms/weapons.
  • Entry cannot contain or promote alcohol, illegal drugs or tobacco.
  • Entry cannot defame, misrepresent, including inappropriate depictions or contain disparaging or negative remarks about people, brands, products or companies.
  • Entry cannot be obscene or offensive, endorse any form of hate or hate group or be derogatory to any ethnic, racial, gender, religious, professional or age group.
  • Entry cannot reference or contain materials embodying copyrighted images, names, likenesses or other indicia identifying any brand, products, company or person, living or dead, without permission.
  • Entry cannot contain any personal information, including but not limited to full names, phone numbers, email addresses, license plate numbers or street addresses.
  • Entry can not communicate messages or images inconsistent with the positive images and/or goodwill to which Sponsor wishes to associate.
  • Entry cannot depict illegal activity and cannot itself be in violation of any law.
  • Entry may not include images of a known celebrity, famous or well-known person or any image which violates the rights of privacy or publicity of any person.

By submitting an Entry, the entrant understands and grants to the Sponsor an irrevocable, perpetual, non-exclusive worldwide license to use his/her Entry, photo/video, name, hometown and likeness on the Sponsor’s various websites and social media sites and in advertising and/or promotional activities worldwide without compensation, permission or notification. Sponsor reserves the right in its sole and absolute discretion to alter, change or modify any Entry, which includes any photo, video or text.

By submitting an Entry, entrant warrants and represents that: (a) Entry does not infringe upon the copyrights, trademarks, rights of privacy, publicity or other intellectual property or other legal or moral rights of any person or entity; (b) Entry is entrant’s original work, it has not been previously published, and entrant owns all rights to the Entry, including without limitation, copyrights, and has received prior written permission from a third party if any photo/video was photographed/videotaped by someone other than the entrant him/herself; and (c) entrant will indemnify and hold harmless the Sponsor, and related entities, agents and assigns from any claims and damages (including reasonable attorneys’ fees) arising from or relating to the breach or alleged breach of your representations and warranties herein, the Entry, or entrant’s conduct in creating the Entry, the acceptance or use of any prize or otherwise in connection with this Sweepstakes.

SWEEPSTAKES ENTRIES ARE THE VIEWS/OPINIONS OF THE INDIVIDUAL SWEEPSTAKES ENTRANT AND DO NOT REFLECT THE VIEWS OF SPONSOR IN ANY MANNER.

PRIZES:  For each Daily Sweepstakes, five (5) Daily Sweepstakes winners will receive a prize consisting of $100 (the “Prize”).  The approximate retail value of all Prizes in each Daily Sweepstakes is $500. Winners will be contacted via Direct Message on Instagram, and will be asked to provide their email address to verify they are a MoneyLion member. Winners must respond within two (2) business days to claim their prize or an alternative winner may be awarded the Prize. If the winner has a RoarMoney Demand Deposit Account, the Prize will be deposited as cash into the winner’s RoarMoney Demand Deposit Account following verification of eligibility.  If the winner does not have an active RoarMoney Demand Deposit Account, the Prize will be awarded in the form of a check (or such other form as determined by the Sponsor) following verification of eligibility.  

SWEEPSTAKES RANDOM DRAWING AND NOTIFICATION:  The Sponsor or its agent will randomly select five (5) prize winners (each, a “Prize Winner”) from a Daily Sweepstakes drawing that will take place each Wednesday during the Sweepstakes Period on or about 11:59 p.m. EST. The potential winner will be selected in a random drawing using a random number generator from among all eligible Entries received by the Sponsor during the Entry Period for that Daily Sweepstakes. The odds of winning a prize will depend on the total number of eligible Entries and participants.  The potential winners will be notified via Direct Message on Instagram and confirmed via email.

PRIZE CONDITIONS: By accepting the Prize, each Prize Winner agrees to release the Sponsor, its directors, officers, employees, representatives and affiliated companies, from any and all liability whatsoever for any injuries, losses, or damages of any kind by entering the Sweepstakes or for damages of any kind caused by the Prize or resulting from acceptance, possession, or use/misuse of the Prize awarded. All local, state and federal taxes are solely the responsibility of the winner. An IRS form 1099 will be issued if required by law. The Prize winners shall be required to complete and sign an Affidavit of Eligibility and Liability/Publicity Release form provided to them to be returned within two (2) business days of written notification, or the prize may be forfeited and, at the Sponsor’s discretion, an alternate winner selected. The Sponsor reserves the right at its sole discretion to substitute the prize package with another prize of equal value in the event that the Prize (or any component thereof) is not available. If the potential Prize Winners fails to respond to the Sponsor’s notification within two (2) business days of the initial contact by the Sponsor, then such person shall be disqualified and an alternate winner will be awarded the prize at issue. The Prize is not transferable or assignable.

GENERAL: The decisions of the Sponsor and its General Counsel in all matters regarding this Sweepstakes are final and binding. By accepting a Prize, where permitted by law, the Prize winners grant to the Sponsor, its parents, subsidiaries and related companies, and those acting pursuant to the authority of Sponsor (which grant will be confirmed in writing upon Sponsor’s request), the right to print, publish, broadcast and use worldwide IN ALL MEDIA without limitation at any time the Prize winner’s full name, portrait, picture, voice, likeness and/or biographical information for advertising, trade and promotional purposes without further payment or additional consideration, and without review, approval or notification. IN NO EVENT WILL SPONSOR, ITS PARENTS, AFFILIATES, SUBSIDIARIES, ADVERTISING AND PROMOTION AGENCIES, DEALERS, DISTRIBUTORS, SUPPLIERS, PRIZE PROVIDERS AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES AND AGENTS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND (INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES) ARISING OUT OF PARTICIPATION IN THIS SWEEPSTAKES OR THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF, OR ANY HARM RESULTING FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF THE PRIZE. By participating, entrants release and agree to hold harmless the Sponsor, its parents, affiliates, subsidiaries, advertising and promotion agencies, dealers, distributors, social media sites, suppliers, Prize provider and their respective directors, officers, employees, representatives and agents from any and all liability for any injuries, death or losses or damages to persons or property AS WELL AS CLAIMS/ACTIONS BASED ON PUBLICITY RIGHTS, DEFAMATION, AND/OR INVASION OF PRIVACY that may arise from participating in this Sweepstakes or its related activities or the acceptance, possession, use of, or any harm resulting from the acceptance, possession, use of misuse of the Prize. The Prize winners acknowledge that Sponsor has neither made nor is in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relative to the Prize. Sponsor may disqualify a participant’s Entry if they are deemed to have violated the Sweepstakes Official Rules. Persons found tampering with or abusing any aspect of this Sweepstakes or who are in violation of these Official Rules as solely determined by the Sponsor will be disqualified and all associated Entries will be void. Use of script, macro or automated entry software or programs or any other means that subvert the entry process is prohibited and all such Entries will be void. In the event the Sweepstakes is compromised by virus, bugs, worms, non-authorized human intervention or other causes which corrupt or impair the administration, security, fairness or proper play of the Sweepstakes, or if Sweepstakes is unable to run as planned for any other reason, Sponsor reserves the right in its sole discretion to modify, suspend or terminate the Sweepstakes or any portion thereof and/or terminate the participation of any entrant (and void his/her Entry/ies) whose conduct potentially compromises the Sweepstakes and at its sole discretion, if terminated, to award the Prize from among all eligible non-suspect Entries received prior to the act requiring such termination. The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

USE OF DATA: All information submitted by entrants will be treated according to Sponsor’s privacy policy, available at https://www.moneylion.com/privacy-notice. By participating in the Sweepstakes, entrants hereby agree to Sponsor’s collection and usage of their personal information and acknowledge that they have read and accepted the Sponsor’s Privacy Policy.

DISPUTES: EXCEPT WHERE PROHIBITED BY LAW, AS A CONDITION OF PARTICIPATING IN THIS SWEEPSTAKES, YOU AGREE THAT A) UNDER NO CIRCUMSTANCES WILL YOU BE PERMITTED TO OBTAIN AWARDS FOR, AND YOU HEREBY WAIVE ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES, OTHER THAN FOR ACTUAL OUT OF POCKET EXPENSES, IF ANY; B) ALL CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS SWEEPSTAKES, OR ANY COMPENSATION OR CREDIT TO BE PROVIDED, SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION AND EXCLUSIVELY BY FINAL AND BINDING ARBITRATION IN ACCORDANCE WITH THE FEDERAL ARBITRATION ACT (“FAA”, TITLE 9 OF THE UNITED STATES CODE) UNDER THE AUSPICES OF THE AMERICAN ARBITRATION ASSOCIATION; C) THE FEDERAL ARBITRATION ACT SHALL GOVERN THE INTERPRETATION, ENFORCEMENT AND ALL PROCEEDINGS AT SUCH ARBITRATION; AND D) JUDGMENT UPON SUCH ARBITRATION AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION. YOU HAVE A RIGHT TO OPT-OUT OF THIS ARBITRATION PROVISION. IF YOU DO NOT AGREE TO THIS MANDATORY ARBITRATION PROVISION WITH REGARD TO THIS SWEEPSTAKES, THEN WITHIN THIRTY (30) DAYS FROM THE DATE OF YOUR ENTRY, YOU MAY OPT-OUT OF THIS, AND ONLY THIS, PART OF THE OFFICIAL RULES BY NOTIFYING THE SPONSOR OF SUCH OPT-OUT REQUEST BY PROVIDING WRITTEN NOTICE AND MAILING SUCH NOTICE TO: MONEYLION #LifeHappens CASH GIVEAWAY SWEEPSTAKES, P.O. BOX 1547, SANDY, UTAH 84091-1547. ANY OPT-OUT RECEIVED AFTER THE THIRTY (30) DAY TIME PERIOD WILL NOT BE VALID AND YOU MUST PURSUE YOUR CLAIM, IF ANY, VIA ARBITRATION PURSUANT TO THESE OFFICIAL RULES. ANY AND ALL CLAIMS, JUDGMENTS, AND AWARD SHALL BE LIMITED TO ACTUAL OUT OF POCKET COSTS INCURRED, IF ANY, AND IN NO EVENT SHALL YOU BE ENTITLED TO RECEIVE ATTORNEYS’ FEES OR OTHER LEGAL COSTS OR EXPENSES. IN THE EVENT THAT YOU OPT-OUT OF THIS MANDATORY ARBITRATION PROVISION, ANY AND ALL DISPUTES, CLAIMS, AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THIS SWEEPSTAKES SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, AND EXCLUSIVELY BY A FEDERAL OR STATE COURT LOCATED IN SALT LAKE COUNTY, UTAH.

WINNER LIST REQUESTS: To request confirmation of the name, city, and state of the Sweepstakes Prize Winners, please send a self-addressed, stamped business-size envelope to: MoneyLion #LifeHappens Cash Giveaway Sweepstakes Winner List c/o P.O. Box 1547, Sandy Utah 84091-1547.

SPONSOR: MoneyLion Inc., 8610 South Sandy Parkway, Suite 100, Sandy, Utah 84070.

This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook or Instagram. You understand that you are providing your information to the owner of this Sweepstakes and not to Facebook or Instagram.

This promotion is in no way sponsored, endorsed or administered by MetaBank, N.A., and MetaBank has no responsibility or liability with regard to the Sweepstakes.

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