What is a SafetyNet?


Bank with more confidence, cover today, and build for tomorrow, knowing exactly what your cash availability is across all of your MoneyLion accounts.

How does Safety Net work?
Safety Net appears on the RoarMoneySM account screen of the MoneyLion app. Just look for the pie chart, which shows you how much money you have available in your RoarMoney account, in an InstacashSM advance, and in your MoneyLion Investment Account. To access your Safety Net, just click on “Use Safety Net” in the app, choose the account you want to transfer funds from and follow the onscreen instructions.

What do I need to do to get Safety Net?
You need to have a RoarMoney account with at least one repeating direct deposit set up to that RoarMoney account. Once the first two direct deposits clear, your Safety Net is unlocked and the Safety Net pie chart will appear on your RoarMoney app screen. You’ll also see your new higher Instacash limit. Pro tip: Setting up additional repeating direct deposits to RoarMoney could mean your Instacash limit goes up too.

What will I see in Safety Net?

You’ll see the amount of money or investment assets you have available to you at MoneyLion, including:

  • The amount of money that’s available to you to use in your RoarMoney bank account.
  • Your available Instacash limit. You can get up to 30% of your repeating direct deposit in Instacash by setting up a repeating direct deposit into RoarMoney. Please note that it could take up to two direct deposits to take effect.
  • The available balance of investment assets in your MoneyLion Investment Account. The actual withdrawal amount may vary based on your available balance, excluding any fees and/or outstanding loan amounts. Full details here. Please note that it’s generally a good idea not to withdraw and sell investment assets that are being put aside to compound over time and provide for your future. Furthermore, there could be tax implications to withdrawing and selling investment assets.

How do I set up direct deposit?
Get the steps here.

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