MoneyLion FOMO Halloween RoarMoney Cashback Promotion

Terms and Conditions

Standard text message and data rates, fees and charges may apply.


The MoneyLion [FOMO Halloween] RoarMoney Cashback Promotion (the “Promotion”) is a limited time campaign that begins on October 27, 2023 at 12:00 AM ET and ends on the earlier of (A) November 2, 2023 at 11:59 PM ET and (B) the date that there are no more Rewards (as defined below) available (the “Promotional Period”). 

This Promotion is offered by MoneyLion Technologies Inc. (together with its affiliates, “MoneyLion”), P.O. Box 1547, Sandy, Utah 84091-1547.  MoneyLion will be the official timekeeper for the Promotion.


This Promotion is available to any registered MoneyLion user who (a) is a legal resident of the 50 United States or the District of Columbia, (b) has reached the age of majority in their state as of the beginning of the Promotional Period, (c) has an active RoarMoney account in good standing and either the MoneyLion Debit Mastercard® or RoarMoney Virtual Card and (d) receives an invitation to participate in the Promotion directly from MoneyLion via an official email regarding the Promotion or through the MoneyLion mobile application (each, an “Eligible Participant”). 

Notwithstanding the foregoing, the following classes of persons are not eligible to participate in the Promotion:  employees, officers and directors of MoneyLion and its respective franchisees, affiliated companies, subsidiaries, distributors, retailers, printers, advertising and promotion agencies, and any and all other companies associated with the design or execution of this Promotion (collectively “Released Parties”), and the members of the immediate families or households of any of the above.  “Immediate family members” includes, for purposes of this Promotion, parents (including in-laws), grandparents, siblings (including step-siblings), children (including step-children), grandchildren (including step grand-children) and each of their respective spouses.

Promotion Entry Requirements

Eligible Participants must complete all of the following steps during the Promotional Period in order to receive the Reward (a “Qualifying Transaction”):

  1. Complete one (1) single purchase of at least $20.00 minimum in any of the following food, gas and grocery “Merchant Category Codes” using either the MoneyLion Debit Mastercard or RoarMoney Virtual Card:
    • 5541 – Service Stations
    • 5542 – Automated Fuel Dispensers
    • 5814 – Fast Food Restaurants
    • 5812 – Eating Places, Restaurants
    • 5411 – Grocery Stores, Supermarkets
  2. The transaction must settle during the Promotional Period.

Up to one thousand (1,000) Eligible Participants who complete the Qualifying Transaction (each, a “Winner”) will receive 10.0% cashback on the Qualifying Transaction amount, up to a maximum of $10.00 (the “Reward”).

MoneyLion does not determine which category code a merchant uses to classify itself and is not responsible for any merchant code determination made by a merchant.  MoneyLion is not liable for transaction processing delays caused by merchants or any third-party vendors.

Rewards will be deposited into the Winner’s RoarMoney account within seven (7) days of the end of the Promotional Period, subject to any delays or other circumstances which may delay the deposit of any Reward.  By participating in this Promotion, each Winner authorizes MoneyLion or its agent to deposit any Reward into their RoarMoney account.  


There are a total of up to one thousand (1,000) Rewards available for this Promotion.  The approximate retail value of each Reward is $4.50, and the total approximate retail value of all Rewards available under this Promotion is up to $4,000.00.

Rewards are only available to the first one thousand (1,000) Participants who validly complete a Qualifying Transaction.  Each Eligible Participant is eligible to receive only one (1) Reward under this Promotion.  For the avoidance of doubt, the Reward will only apply to an Eligible Participant’s first Qualifying Transaction.  Once a Winner has received the Reward under this Promotion, then such Winner is no longer eligible to participate in this Promotion. Winners will forfeit their Reward if their MoneyLion account is not in good standing, as determined by MoneyLion in its sole discretion, or if the Winner is otherwise unable to receive the Reward.

MoneyLion reserves the right at its sole discretion to substitute the Reward with another prize of equal value in the event that the stated Reward is not available.  Rewards are not transferable or assignable until awarded.


MoneyLion will issue each Winner any applicable tax forms if required by law.  Winners are solely responsible for any federal, state or local taxes that may be associated with receiving a Reward, and should consult with their own financial, tax and/or legal advisor(s) regarding the same. 

In its sole discretion, MoneyLion may change or terminate this Promotion at any time without notice to you.  MoneyLion reserves the right to review and disqualify, at any time and in its sole discretion, any Eligible Participant and/or Winner from participating in this Promotion if they do not comply with these Terms and Conditions or otherwise receive a Reward in a manner inconsistent with these Promotion terms.  MoneyLion further reserves the right not to honor and/or seek return and/or reimbursement of any Reward which, in MoneyLion’s sole discretion, was solicited in a manner inconsistent with these Terms and Conditions.  MoneyLion may choose to withhold or claw back any Reward that a purported Winner may receive under this Promotion if MoneyLion believes that they engaged in fraud, did not satisfy the eligibility requirements or violated these Terms and Conditions.

By accepting the Reward, the Participant agrees to fully release the Released Parties from any and all liability whatsoever for any injuries, losses or damages of any kind by participating in this Promotion or in connection with the Reward, including acceptance, possession or use/misuse of the Reward.


MoneyLion is a financial technology company, not a bank.  RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion.  Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International.  Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. 

This Promotion is in no way sponsored, endorsed or administered by Pathward, Mastercard or any other third party, including Apple or Google.  Neither Pathward, Mastercard nor any other third party, including Apple or Google, have any responsibility or liability with regard to this Promotion.