Earn Cash Back Rewards* - 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases.

Up to $1,000 Credit Limit Subject to Credit Approval.

No Security Deposit.

Prequalify Without Affecting your Credit Score.*

Reported to all 3 Bureaus.

Valid Anywhere Mastercard is Accepted.

*Terms and Conditions apply.

$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*.

1.5% unlimited cash back on every purchase.

No annual fee.

See if you qualify in seconds with no impact to your credit score.

Combine the flexibility of a card with the predictability of a personal loan.

Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more.

Shop smarter with Upgrade Shopping! Get exclusive savings at stores, restaurants, and more.

Contactless payments with Apple Pay® and Google Wallet™.

Mobile app to access your account anytime, anywhere.

Use your card anywhere Visa is accepted.

Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Preferred account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Preferred account within 60 days of the date the Rewards Checking Preferred account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Preferred account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Preferred account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Preferred account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*.

3% unlimited cash back on every purchase in Home, Health, and Auto categories.

No annual fee.

Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more.

Shop smarter with Upgrade Shopping! Get exclusive savings at stores, restaurants, and more.

No touch payments with contactless technology built in.

See if you qualify in seconds with no impact to your credit score.

Great for large purchases with predictable payments you can budget for.

Mobile app to access your account anytime, anywhere.

Use your card anywhere Visa is accepted.

Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy.

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Preferred account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Preferred account within 60 days of the date the Rewards Checking Preferred account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Preferred account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Preferred account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Preferred account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

Choose the First Latitude Assent Card and enjoy $0 Annual Fee!

Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!

Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.

Designed to push you forward on your credit building journey with $0 Annual Fee.

Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹

All credit types welcome to apply!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

*See Important Disclosures for complete offer details

$200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*.

Combine the flexibility of a card with the predictability of a personal loan.

Shop smarter with Upgrade Shopping! Get exclusive savings at stores, restaurants, and more.

See if you qualify in minutes without hurting your credit score

No touch payments with contactless technology built in

Mobile app to access your account anytime, anywhere

Use your card anywhere Visa is accepted

Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Preferred account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Preferred account within 60 days of the date the Rewards Checking Preferred account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Preferred account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Preferred account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Preferred account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

To obtain access to your credit line, you will be charged a $39 annual fee at account opening and subsequent annual fees on each anniversary thereafter. The fee is non refundable and applies whether or not you use your Upgrade Card. It will be paid as a draw on your credit line, billed in twelve (12) equal monthly installments with no interest, and will reduce the amount of credit you have available. Please refer to your Personal Credit Line Agreement for more information.