Explore Credit Card Offers

Every purchase with Step builds your credit for free.

No credit check, no interest and no hidden fees.

Earn cashback and 4.00% on savings with Step Black.*

Download the app and fund your account to get started.

*See Terms for more details

Up to $1,000 Initial Credit Limit.

See if you Pre-Qualify with No Impact to your Credit Score (If you’re approved and accept your offer, that may impact your credit score).

Less than perfect credit? It's understandable. The Surge Mastercard is ideal for people looking to build their credit.

With responsible card use, you may be able to build or improve your credit.

Unsecured credit card that requires No Security Deposit.

Perfect card for everyday purchases and unexpected expenses.

Monthly reporting to the three major credit bureaus.

Use your card everywhere Mastercard is accepted at millions of locations.

$400 Credit Limit.

Less than perfect credit? It's understandable The FIT Mastercard is ideal for people looking to build their credit.

With responsible card use, you may be able to build or improve your credit.

Perfect card for everyday purchases and unexpected expenses.

Monthly reporting to the three major credit bureaus.

Use your card everywhere Mastercard is accepted at millions of locations.

Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines).