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- Build Credit With No Annual Fee
Capital One Platinum Credit Card
Annual Fee$0Regular APR28.99% (Variable)Annual Fee
$0Regular APR
28.99% (Variable)Recommended credit
Limited - FairSee Details- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- Top rated mobile app
On Capital One’s secure site - No Annual or Hidden Fees
Capital One Platinum Secured Credit Card
Annual Fee$0Regular APR28.99% (Variable)Minimum Deposit$49Annual Fee
$0Regular APR
28.99% (Variable)Minimum Deposit
$49Recommended credit
Limited - PoorSee Details- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get at least a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
- Top rated mobile app
On Capital One’s secure site - Great Cash Back Option for Building Credit
Capital One Quicksilver Secured Cash Rewards Credit Card
Annual Fee$0Rewards1.5% - 5% Cash BackRegular APR28.99% (Variable)Minimum Deposit$200Annual Fee
$0Rewards
1.5% - 5% Cash BackRegular APR
28.99% (Variable)Minimum Deposit
$200Recommended credit
Limited - PoorSee Details- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
- Put down a refundable $200 security deposit to get at least a $200 initial credit line
- Building your credit? Using a card like this responsibly could help
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Top rated mobile app
On Capital One’s secure site - Great For Balance Transfers
Navy Federal Credit Union® Platinum Credit Card
Annual Fee$0Balance Transfer Intro APR0.99% intro APR for 12 months on balances transferred from a non-Navy Federal credit card within 60 days of account openingRegular APR10.24% - 18.00% Variable APRAnnual Fee
$0Balance Transfer Intro APR
0.99% intro APR for 12 months on balances transferred from a non-Navy Federal credit card within 60 days of account openingRegular APR
10.24% - 18.00% Variable APRRecommended credit
Fair - Good - ExcellentSee Details- New cardholders can get 0.99% intro APR for 12 months on balances transferred from non-Navy Federal credit card within 60 days of account opening. Offer valid for accounts applied for between 4/1/26 - 6/30/26.
- No annual fees
- No balance transfer fees
- No foreign transaction fees
On Navy Federal Credit Union’s secure site - Great Cash Back Option for Fair Credit
Capital One SavorOne Cash Rewards Credit Card
Annual Fee$39Rewards1% - 8% Cash BackRegular APR28.99% (Variable)Annual Fee
$39Rewards
1% - 8% Cash BackRegular APR
28.99% (Variable)Recommended credit
Limited - FairSee Details- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases with a $39 annual fee
- No rotating categories or limits to how much you can earn, and you can use your cash back for any amount–get gift cards, cover purchases or redeem for cash. Plus, rewards don’t expire for the life of the account
- Be automatically considered for a higher credit line in as little as 6 months
- Help strengthen your credit for the future with responsible card usage
- Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Earn 8% cash back on Capital One Entertainment purchases with your SavorOne Card and enjoy exclusive access and cardholder perks
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Get access to exclusive reservations at award-winning restaurants and tickets to unforgettable culinary experiences with Capital One Dining
- Capital One SavorOne cardholders can pay with their rewards via PayPal Pay with Rewards and at Amazon.com
- Top rated mobile app
On Capital One’s secure site
