Is Inflation Impacting Your Credit? A Secured Card Can Help You Rebuild in 2026¹ — Now offering Up To 10% Cash Back at select merchants with First Latitude!^^

Now offering cash back rewards on select purchases & payments!^^

Secure your credit line with your refundable security deposit – choose from $200- $2,000. With the ability to increase up to $5,000 over time!

Designed to push you forward on your credit building journey with $0 Annual Fee.¹

Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹

All credit types welcome to apply!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

*See "Rates and Fees" for important disclosures and complete offer details

^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details: https://images.totalcardinc.com/documents/FirstLatitude_Rewards.pdf

Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^

The First Latitude Card Secured Mastercard® is issued by Pinnacle Bank.

Turn Your Tax Refund into a Credit Building Opportunity in 2026!¹ Make Everyday Purchases = Get Rewarded. Make Payments = Get Rewarded.^^

Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^

Apply with no impact to your credit!*

Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹

All credit types welcome to apply!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

*We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.

^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details: https://images.totalcardinc.com/documents/FirstProgress_Rewards.pdf

*See "Rates and Fees" for important disclosures and complete offer details

Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^

Invest Your Refund in Your Future — Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^

Choose our First Latitude Elite Card for a lower annual APR!

Apply with no impact to your credit!*

Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹

No minimum credit score required for approval!

Secure your credit line with a refundable security deposit - as low as $200 to get started!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

*See "Rates and Fees" for important disclosures and complete offer details

*We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.

^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details: https://images.totalcardinc.com/documents/FirstLatitude_Rewards.pdf

Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^

The First Latitude Card Secured Mastercard® is issued by Pinnacle Bank.