Now offering Up To 10% Cash Back at select merchants with First Progress! Plus, 1% back when you make payments!^^

A $200 refundable deposit is your first step toward better credit!

Apply with no impact to your credit!²

Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹

All credit types welcome to apply!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.

^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.

See "Rates and Fees" for complete offer details

Credit Line: Minimum refundable deposit of $200.00 up to $2,000.00*

The First Progress Card Secured Mastercard® is issued by Pinnacle Bank.

Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^

Secure your credit line with a refundable security deposit - as low as $200 to get started!

Apply with no impact to your credit!²

Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹

No minimum credit score required for approval!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

²We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.

^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details: https://images.totalcardinc.com/documents/FirstLatitude_Rewards.pdf

*See "Rates and Fees" for complete offer details

Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^

The First Latitude Card Secured Mastercard® is issued by Pinnacle Bank.

Now offering Up To 10% Cash Back at select merchants with First Latitude!^^

Make a Refundable Deposit & Use Your Card. Rebuilding Credit Can Be That Easy!¹

Designed to push you forward on your credit building journey with $0 Annual Fee.¹

Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.¹

All credit types welcome to apply!

¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Latitude Rewards Program Terms & Conditions for details: https://images.totalcardinc.com/documents/FirstLatitude_Rewards.pdf

*See "Rates and Fees" for complete offer details

Rewards Rate: Up To 10% Cash Back on Purchases + 1% on Payments^^

The First Latitude Card Secured Mastercard® is issued by Pinnacle Bank.

Your Credit Journey Starts Now: Intro Annual Fee at No Cost For the First Year** with the secured Self Visa® Credit Card.*

Unlike most debit cards, it can help build your credit history with monthly reporting to the three major credit bureaus, typically. Once available, you will also have free access to your VantageScore 3.0 online or in app.

A security deposit is required. Fund your card with a minimum security deposit of $100 today.***

Use your card anywhere Visa® is accepted in the US.

Get help staying on track with auto pay and account alerts.

Manage your account 24/7 online, by phone, or in our mobile app.

* The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Bank, N.A., or First Century Bank, N.A., each Member FDIC.

** $0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.49%. Offer valid for new customers only.

*** Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria subject to change.

Start building credit with just $150 – secure you line with a low, refundable security deposit.

No credit check required – 89% approval rate with zero credit risk to apply!

Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter.

Earn up to 10% cash back on everyday purchases.

Boost your credit score fast—2 out of 3 OpenSky® cardholders see an average increase of 47 points after 6 months.

Track your progress with free access to your FICO® score in our mobile app.

Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion.

More time to fund—spread your security deposit over 60 days with layaway.

*Terms and conditions apply