2025 User Testimonial Terms & Conditions
Promotion
The User Testimonial Promotion (the “Promotion”) is a limited-time campaign, starting on May 20, 2025 at 12:00 AM ET and ending on June 30, 2025 at 11:59 PM ET or when there are no more rewards available (the “Promotional Period”).
This Promotion is offered by MoneyLion Technologies Inc. (together with its affiliates, “MoneyLion”), P.O. Box 1547, Sandy, Utah 84091-1547, and is subject to the terms and conditions outlined below. MoneyLion will be the official timekeeper for the Promotion.
This Promotion is a supplement to, and is incorporated into and made a part of, the MoneyLion Rewards Program Terms and Conditions (the “Terms”), all of which apply to this Promotion. Capitalized terms not defined herein shall have the meanings ascribed to them in the Terms.
Eligibility
This Promotion is available to any registered MoneyLion user who (a) is a legal resident of the 50 United States or the District of Columbia, (b) has reached the age of majority in their state as of the beginning of the Promotional Period and (c) receives an invitation to participate in the Promotion directly from MoneyLion via an official email regarding the Promotion or through the MoneyLion mobile application (each, a “Participant”).
Notwithstanding the foregoing, the following classes of persons are not eligible to participate in the Promotion: employees, officers and directors of MoneyLion and its respective franchisees, affiliated companies, subsidiaries, distributors, retailers, printers, advertising and promotion agencies, and any and all other companies associated with the design or execution of this Promotion (collectively, the “Released Parties”), and the members of the immediate families or households of any of the above. “Immediate family members” includes, for purposes of this Promotion, parents (including in-laws), grandparents, siblings (including step-siblings), children (including step-children), grandchildren (including step grand-children) and each of their respective spouses.
Entry Requirements
The Reward (as defined below) is available to five (5) eligible participants in the Promotion who, during the Promotional Period, answer the question on the promotional Discover card posted in the Discover Feed of the MoneyLion app by sharing their story directly under the card and agreeing to be contacted for a testimonial (each, a “Qualifying Participant”). MoneyLion will select the five (5) stories it wishes to feature, in its sole discretion. Selection does not guarantee a Reward unless the additional conditions below are also met.
Each selected participant must also complete a virtual call with MoneyLion to record their story and testimonial. A “Winner” is defined as a Qualifying Participant who has been selected by MoneyLion and who successfully completes the required video call. Only Winners are eligible to receive the Reward. Only (5) Winners will be selected as part of this Promotion.
MoneyLion will notify individuals who are selected to participate in the Promotion and will provide the Reward to each Winner within fourteen (14) calendar days of completing the video call (subject to any delays or other circumstances which may delay notification and the distribution of the Reward). Each Winner is required to complete a Form W-9 within two (2) business days of notification. If a Winner fails to respond to MoneyLion’s notification and provide the completed Form W-9 within two (2) business days of notification, such Winner may be disqualified from receiving the Reward.
Rewards
Each Participant is eligible to receive only one (1) total Reward as part of this Promotion. Rewards are awarded in the form of reward points (the “Reward Points”) and will only be issued after the Participant has completed all required actions, including being selected by MoneyLion, participating in a virtual call to record their story and testimonial, and submitting any required documentation (such as a completed Form W-9).
Rewards are subject to any circumstances that may delay the deposit of any Reward Points and will be governed by the MoneyLion Rewards Program Terms and Conditions (which may be modified by MoneyLion from time to time pursuant to such MoneyLion Rewards Program Terms and Conditions). 5,000 Reward Points (equivalent to $100.00) will be issued to each Winner. The Reward will be credited to the Eligible Participant’s rewards account in the form of Reward Points within one (1) business day after completing the required conditions. Reward Points are redeemable for cash credits to the Winner’s RoarMoney℠ demand deposit account provided by Pathward®, N.A., or the Winner’s MoneyLion Investment Account managed by MoneyLion’s subsidiary, ML Wealth LLC, in accordance with the Terms.
MoneyLion reserves the right, in its sole discretion, to substitute the Reward with another prize of equal value in the event that the stated Reward is not available. Rewards are not transferable or assignable until awarded.
Miscellaneous
MoneyLion will issue each Participant who receives Rewards any applicable tax forms if required by law. Participants are solely responsible for any federal, state or local taxes that may be associated with receiving a Reward, and should consult with their own financial, tax and/or legal advisor(s) regarding the same.
In its sole discretion, MoneyLion may change or terminate this Promotion at any time without notice to you. MoneyLion reserves the right to review and disqualify, at any time and in its sole discretion, any Participant from participating in this Promotion if they do not comply with these Terms and Conditions or otherwise receive a Reward in a manner inconsistent with these Promotion terms. MoneyLion further reserves the right not to honor and/or seek return and/or reimbursement of any Reward which, in MoneyLion’s sole discretion, was solicited in a manner inconsistent with these Terms and Conditions. MoneyLion may choose to withhold or claw back any Reward that a purported Participant may receive under this Promotion if MoneyLion believes that they engaged in fraud, did not satisfy the eligibility requirements or violated these Terms and Conditions.
By accepting the Reward, the Participant agrees to fully release the Released Parties from any and all liability whatsoever for any injuries, losses or damages of any kind by participating in this Promotion or in connection with the Reward, including acceptance, possession or use/misuse of the Reward.
Disclosures
This Promotion is in no way sponsored, endorsed or administered by Pathward, Mastercard or any other third party, including Apple or Google. Neither Pathward, Mastercard nor any other third party, including Apple or Google, have any responsibility or liability with regard to this Promotion.