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This video is for informational purposes only. Endorsed by MoneyLion

MoneyLion does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. The third parties providing these products or services are solely responsible for them, as well as all other content on their websites. MoneyLion is not liable for any third party’s failure with regard to those advertised products, services, and benefits. These advertised products and services may not be FDIC insured or bank-guaranteed, and may be subject to a different privacy policy than MoneyLion’s. You should check individual offers, products, and services to become familiar with any applicable restrictions or conditions that may apply.
With your authorization, a soft credit pull may be conducted to facilitate the offer process, but it will not affect your credit score. If after receiving your offer(s) you choose to apply for a loan directly with a lender, the lender may conduct a hard credit pull that can affect your credit score.
With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.
Qualified purchases of $10 or more in a single transaction made with your MoneyLion Debit Mastercard^® or RoarMoney Virtual Card are eligible for the MoneyLion Shake ‘N’ Bank Cash Back Promotion for up to 5 shakes per month. Unlimited shakes are available with an active and current WOW membership. Cash Back Rewards begin at $0.01 and are subject to a cap of $500 per transaction. Must be a MoneyLion member in good standing to participate. Any Cash Back Rewards you earn will be deposited into your MoneyLion Investment Account. Your opportunity to receive Cash Back Rewards may expire if you do not successfully complete the Shake ‘N’ Bank activity within thw time period disclosed to you in the MoneyLion app. MoneyLion reserves the right to review transactions for eligibility and to discontinue this incentive at any time without notice. Any fraudulent or other suspicious activity will void any rewards points earned and may also result in account suspension or cancellation. Certain exclusions and limitations apply. See Shake ‘N’ Bank Terms and Conditions and MoneyLion Rewards Program Terms and Conditions for more information.
Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder loans and other exclusive services.Credit Builder loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are offered by affiliates of MoneyLion and subject to approval. The Credit Builder loan may require a portion of the loan proceeds to be deposited into a Credit Reserve Account maintained by ML Wealth LLC and held in non-marginable securities by DriveWealth LLC, member SIPC and FINRA. Not available in all states.Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and ML Wealth LLC’s FORM ADV. Please also refer to your Loan Agreement.Credit score improvement is not guaranteed. A soft credit pull will be conducted that has no impact to your credit score. Credit scores are independently determined by credit bureaus. Data was sourced from credit score data from over 34,365 members with an active loan between January 1, 2021, and March 15, 2024. MoneyLion is not a Credit Services Organization. Credit Builder Loan is an optional service offered by MoneyLion.
When you apply for a Credit Builder Loan, we will perform a soft credit pull to review certain financial information. This soft inquiry has no impact to your credit score and may or may not be recorded in your credit reports depending on the bureau. This is unlike a hard credit pull, which affects your credit score and can appear on your credit report for two (2) years.
$1 minimum transfer amount from your RoarMoney^SM demand deposit account to your MoneyLion Managed Investment Account. $5 minimum transfer amount from any external account to your MoneyLion Managed Investment Account. No minimum account balance required.
The influencer, creator and other content provided by MoneyLion (“Content”) is for informational and entertainment purposes only and should not be construed as legal, tax, investment, financial, or other advice. All Content is intended to be of a general nature, does not address the circumstances of any particular individual or entity, and may not constitute a comprehensive or complete statement of the matters discussed. MoneyLion is not a fiduciary by virtue of any person’s use of or reliance on the Content. You should consult an appropriate professional if you require any legal, tax, investment, financial or other advice.
The $5 Instacash Boost will increase your Instacash advance limit for the calendar month in which it is received and can only be utilized by users with a maintained Instacash eligibility. The $5 Instacash Boost can only be used once. You may only receive one Boost from up to 5 friends per month. Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Instacash Terms and Conditions for more information and eligibility requirements.
Reviews may be edited to correct grammar or typing errors or shortened if the entire review did not seem relevant for the general public. Reviews are from real MoneyLion users and may not reflect the typical MoneyLion user experience and not intended to represent or guarantee that anyone will achieve the same or similar results or outcomes.

MoneyLion is a financial technology company, not a bank. RoarMoney^SM demand deposit account is provided by, and MoneyLion Debit Mastercard^®️ issued by, Pathward^®️, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.