Mockup of MoneyLion Webpage for New Membership

[Marketing for new membership – explaining benefits etc.]

Join Us


No monthly
membership fee1
WOW Membership*
RoarMoney℠ Bank Account & Debit Card
$0 monthly Account Administrative Fee
Unlimited Shake ‘N’ Bank cash back rewards2
[Upgrade to a black MoneyLion Debit Mastercard© after spending $5,000 on RoarMoney Account]
[Access to exclusive MoneyLion swag after spending $5,000 on RoarMoney Account]
Managed Investment Account & Investment Adviser
$0 monthly Account and Administrative Fee
[Personalize your investing experience and trade individual stocks with an Active Invest account, no PFOF]3
MoneyLion Crypto Account powered by Zero Hash
Get more by investing – Earn 1% back on all crypto purchases using your account4
Instacash℠ Advance Service5
[Enjoy higher Instacash advance limits – up to 20% of your anticipated recurring direct deposit amount!]
[Enjoy cash advances faster at less cost by getting every 10th Turbo Fee refunded to your [bank account on file]] 
Ability to apply for a Credit Builder Loan6
Monthly credit reporting on repayment history to Credit Bureaus
Credit-Monitoring Tools7
Monthly Credit Score Refresh
Weekly Credit Score Refresh 
Access to MoneyLion Marketplace
[Members-Only promotional deals and pricing]
[Financial Literacy Materials]
Exclusive Access to Members Only Content
Be a Lion and take charge of your money life with 1 free live financial coaching session per quarter8
Access Members-only content in your Today Feed
Access to Members-only live events (both virtual and in person!)
Exclusive membership profile badges
Financial Heartbeat® financial health tracker
Deals and rewards for shopping at top online brands
Exclusive Access to PerkSpot – a marketplace of deals for shopping at online brands

The Wow Membership is subject to terms and conditions. See the membership agreement at [link] or call [number] for membership questions.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion.  Mastercard and the circles designed are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

* The Wow Membership provides you with access to all of these Services, but some of these Services are subject to additional eligibility requirements and terms and conditions. We do not guarantee that you will qualify or be able to use any particular Service. Services may also change from time to time. Please check back from regularly to understand all of the benefits and Services your membership may provide you.

1 Non-members may incur fees for use of these Services depending on which Services they choose to obtain. Please refer to the MoneyLion Pricing page for more information.

2 Shake ‘N’ Bank rewards are subject to terms and conditions. See here.

3 [Active Investing requires the creation of a new MoneyLion Investment Account.]

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and Funded accounts are subject to a monthly account fee of $1 (for accounts valued up to $5,000), $3 (for accounts valued over $5,000, and up to $25,000), or $5 (for accounts valued over $25,000).

4 [You will receive 1% of the value of your cryptocurrency purchases made from your Crypto Account for every day that you were a Wow Member in good standing during the prior month. The value of your cryptocurrency purchases will be determined based on the value of the cryptocurrency you purchased on [10:00am] on the [5th] of every month, and will be awarded in Bitcoin. Cryptocurrency rewards are subject to terms and conditions. See here.]

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity Services LLC terms and conditions and enable your Zero Hash account. Cryptocurrency balances are not covered by FDIC or SIPC insurance. Services may not be available in all states.

5 Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Membership Agreement and for additional terms, conditions and eligibility requirements.

6 Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. A soft credit pull will be conducted which has no impact to your credit score. Credit Builder Plus loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are made by either exempt or state-licensed subsidiaries of MoneyLion Inc., and require a loan payment in addition to the membership payment. The Credit Builder Plus loan may, at lender’s discretion, require a portion of the loan proceeds to be deposited into a reserve account maintained by ML Wealth LLC and held by DriveWealth LLC, member SIPC and FINRA. The funds in this account will be placed into money market and/or cash sweep vehicles, and may generate interest at prevailing market rates. You will not be able to access the portion of your loan proceeds held in the credit reserve account until you have paid off your loan. If you default on your loan, your credit reserve account may be liquidated by the lender to partially or fully satisfy your outstanding indebtedness. May not be available in all states.

Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and FORM ADV.

Credit score improvement is not guaranteed. A soft credit pull will be conducted which has no impact to your credit score. Credit scores are independently determined by credit bureaus, and on-time payment history is only one of many factors that such bureaus consider. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations. MoneyLion is not a Credit Services Organization.

7 Credit monitoring services are provided by TransUnion®. MoneyLion is not responsible for any information provided as part of the credit monitoring service.

8 [Live coaching sessions provided by Financial Gym, a third-party partner unaffiliated with MoneyLion. Financial Gym is responsible for all content, recommendations, advice, or other products or services offered through the live coaching sessions. MoneyLion does not provide or monitor any of the content provided in live coaching sessions, and is not liable for Financial Gym’s failure with regard to any content, recommendations, advice or advertised products or services. You should check Financial Gym’s terms and conditions, as well as their privacy policy.]

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