Im going to be researching at least getting a large solar panel for electricity in case we go black-out here.

Nice! Welcome to the Platform!! Id love to go off the grid!!! All the best!!!!

Tired of having no money

Good luck, im a huge camper. Off grid camping is my favorite. As for your credit, pay on time and keep the charges low!!

Same here but for some reason I absolutely SUCK at saving

I love this app. It has gotten me out of alot of jams. And it's very trustworthy.

My thoughts lately is this app is a scam. I borrowed money to make a credit card payment that was due on Thursday and because this stupid algorithm thinks I get paid on Thursdays ( when I actually get paid on Fridays, always have)it took the money for repayment before it paid my credit card. So of course because my credit card bill was due I went ahead and borrowed again and it that that too, so I have now paid to borrow twice and still can not make my credit card bill. Paid twice to borrow and now have to pay a late fee for credit card bill as well. Scam scam scam!!!