Actually it’d be easier to eliminate the smaller debts, then take the payment you’d be paying on the smaller debts, COMBINE that with the big debt payment… viola that’s how you pay down debt!

When I was a personal banker, we would advise people to do the opposite. You pay off the smallest balance first, then take the money you would be putting towards that bill and put it towards the next smallest bill. Then just repeat til you're where you want to be. Now, if you can afford to start with the biggest balance first, go for it. To each his own! Good luck to all!!

That’s actually the avalanche method - largest to smallest. Snowball is smallest to largest. Good luck to becoming debt free 😊

I dont know thats why im here reading everyone's input it all sounds good but I just have to focus and pay more than the bare minimum amount of money to get my credit back on track.

Thats a good idea im gonna try it

I think it's the opposite.hmmm