CA
Cedric A.
• Mar 26
I’ve found that the 50/30/20 rule is the most effective way to keep my savings on track. 50% for needs, 30% for wants, and a solid 20% directly into saving. It takes the guesswork out of my monthly finances and keeps my goals realistic
9
1
Idk how anybody can follow the 50/30/20 rule. I can’t find housing for less than 50% of my income (I live in Oklahoma). Add an auto loan, medical expenses, and groceries and my “needs” account for at least 80% of my income.