I have ADHD, a tough one for me is convincing myself I don't need the things I think I do simply because the dopamine hit is awesome for me. I don't know what your spending habits are like, or where your hang ups are, trust me, we all have them.... I do know the things that have helped me, really organizing each payment needed anywhere. By that I mean, down to the very day and time due (based on previous transactions, you can find the processing times and average them out). Then I know down to the minute almost that each bill, or debt will clear.

Never let someone borrow more than you can afford to lose if they don't pay you back. Same principle, don't borrow more than you can payoff reasonably.

Save a 1000. Go to the bank and ask for a passbook loan. You give them 1000 and they give it right back. And then you pay on it like a regular loan until you pay it back and they give you your 1000 back. While you’re there take 550 of the 1000 they give back to you and open a secured credit card with that amount.

You need to get credit cards and keep them paid down Your credit ain’t gonna go through personal loans That’s the coldhearted truth. They want to see you be responsible with money that’s not tied to an asset.

I started with pre paid credits cards I had 2 of them one was 200 an other one was 100 it helped mine alot

tually I'm a senior account manager in Bitcoin mining, have you

My name is Linda from New York , and you where are you from?

Well first of all giving our thoughts on credit score I have stepped up in different apps that help you control all of our spending. As for me I learn how to control my spending and to make my payments on time.

Approval for a secured card would be a great tip to build your credit