Definitely not let anyone hold it.

Out of these options the smart answer would be a high yield savings account - but i don’t trust banks or ppl so ill stash it

PAY YOURSELF FIRST: Set up an automatic transfer to savings every payday, even if it’s just $25 or $50. Automating it makes saving much easier. BUILD AN EMERGENCY FUND: Aim for 3-6 months of essential expenses. Start with a goal of $500-$1,000 if that feels more manageable. USE A HIGH-YIELD SAVINGS ACCOUNT: Money you’ll need within the next few years. It typically earns more interest than a traditional savings account while keeping your money accessible.

investing, saving account, money market, 401k plan, change jar

High yield