Buy less flowers for the ol lady

Never had a credit card.

Pay in full every month is the way to go.

Definitely gotta save n stay focused

Usually pay more than the minimum on each card. ☺️

Do not go with the minimum!!

Instead of trying to pay a chunk at once I try to put a little on the amount every week (usually about 20 dollars) so by the end of the month that amount adds up

Budget and job :/

Pay off!