TC
Timothy C.
• Sep 14
If I have never had credit how do I start
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Ask either a family member or close friend thats responsible with great credit to add you as an authorized user on their credit card. You will piggyback off of their credit score & utilization
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Secure credit cards or installment accounts, like jewelry
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If it’s an option, see if your parents have good credit and a card they pay off every month. If so, have them add you as an authorized user to help start you off but make sure to set a limit yourself to pay off monthly. Then once you’ve had it for a few months, you’d be more likely to be able to get your own account.
Get a prepaid credit card. Buy everything on credit Pay it off before 30 days
I agree with the secured credit card. Capital One has one where you have to fund it with $200. Make payments on time and within 6 months, Credit one will send you an offer for a $300 credit card.
Credit card or loan
Terrible App👎
Put back and secure