I started the CREDIT BUILDER PLUS LOAN on this very app; it’s a $1000 loan you get $150 upfront & not sure ur amount but I pay like $21 weekly less than $100 a month and I must say it’s doing its thang you get monthly updates too btw but plz DO NOT miss a payment‼️🤗😁

I got a credit card, secured of course and I make sure my payments are on time.

I went through my credit reports and disputed acxounts that were really old or ones i didnt recognize . Also, the information may be wrong. It helped.

I tried to send you info about this free group I am in that’s helped me raise my score 75 pts in 2 months but it said I was violating terms 🤷🏻‍♀️ Message me if you’d like the info:)

Chime Credit buildet. Raised my score by 693 points in the first month. I was starting over, so literally at zero.

Increase your total available credit by paying down your credit cards. This will increase your credit score in a day or two.

I don't know if anyone care or not, but I have cancer and I'm very weak. I'm 71. I live alone and have no living family members. After I receive my SSI check monthly, I'm left with about $74. Can someone please help me please. I can't get another loan because it's hard paying it back with such little money I receive. I'm sorry for begging. I'm just a nobody.

Believe it or not but I started with FingerHut. They were the first ones to give me a chance. I'd order something small like a pair of shoes, on payday I'd pay them off. After doing this for a couple of months they raised my credit limit. Each payment and credit line would be reported to all 3 credit agencies. That Christmas I got all 4 of us a new pair of shoes. I made monthly payments on those until they were paid off. Again, they raised my line of credit, turn in my monthly payments, and this caused my score to go up. Eventually I was able to purchase large items and my line of credit and my score kept climbing. I took advantage of the auto pay that was offered so I was never late nor missed a payment. If for somereason I wouldn't been able to pay on that normal date all it took was a phone call and it was adjusted. They never seemed judgemental and we're always kind and professional. The payment history of paying on time and never missing a payment still shows to this day.

ASKING FOR COMMUNITY HELP, I love MoneyLion and want to stay with them. However, since last August, my identity was compromised after I paid off my first payday loan with MoneyLion. I soon found out that before I could borrow any other money, I had to make two payments for a credit builder loan I never signed up for. I was put into a credit builder loan where I had to pay $40 a month, which I never wanted. I've been going back and forth with customer care since last August, and while a few have said they took care of it, I'm still stuck. This is preventing me from getting any payday loans, and I don't want another credit builder loan. I just wanted MoneyLion for money advice and future payday loans. I already have two payday loans or not I already have two credit builder loans out there I can't have third one I would never have done that.. now the payday loan is in my credit report saying it's wrote off but they're still wanting money here and my line and I can't get anybody to help me it's been very bad misunderstanding can't get cleared up I need some help with this

I don’t recommend this site I would dispute what’s on your credit report

Yeah pay your cell phone bills and such on time and you can also use chime

Ai credit building apps especially ones that offer free membership

I built my credit with the chime credit card I use it every week and paid it off every week its raised my credit score 135 points in 8 months they report to credit bureau every week

Pay your phone bill on time monthly

Split your monthly payments into two or more transactions.

The credit builder plus loan

I’ve been getting a credit builder accounts start off with kickoff. It’s a credit builder out when I first got it. My score was 500 now I’m at 600 and then I got self as well and then they report every month as well. Both of them are really good.

Keep your oldest accounts open (demonstrates long-term credit history), Report on-time payments to utilities to the credit bureaus, limit hard credit inquiries during a short period. of time.

Pay bills and credit cards on time

Do a little bit of everything: open a couple of new credit accounts and use them sparingly; make sure you pay off your balances every month; open a 0% installment account (Affirm, Klarna, etc.) and always make your payments; pay your monthly bills; ask for credit limit increases and APR decreases; SAVE MONEY for unexpected expenses that always come up in life.