Everything you’d want from a banking account but so much more, like getting paid up to 2 days early1.

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MoneyLion is a financial technology company, not a bank.
RoarMoney℠ is powered by MetaBank®, N.A., Member FDIC

Mobile Banking That Gives You More

Safety Net

Cover Life's Surprises With Safety Net

  • Get paid up to two days early.1
  • Unlock InstacashSM up to $1,000 when you add recurring direct deposits to your RoarMoney account.
  • Invest your spare change from your purchases into your investment account2 with Round Ups.
  • Easily visualize all your available funds in one place with Safety Net.
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Early Paycheck

Get Paid Up To 2 Days Early1

Fast forward to payday! No more waiting for your money while it sits in some mysterious electronic limbo. Want in? Just connect direct deposits to RoarMoney, and you’ll receive your paychecks up to two days early1.

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No Hidden Fees

Zero Minimums And Zero Of These Fees

  • Zero ATM fees at 55,000+ Allpoint® locations3
  • Zero minimum balance fees
  • Zero standard transfer fees
  • Zero foreign transaction fees
  • Zero standard mobile check deposit
  • Zero stop payment fees
  • Zero stolen card fees
  • Zero standard replacement card fees

And we’re transparent about the few fees we do have.

Price Protection

Get Refunded When You Find A Lower Price3

Found a cheaper price for your headphones? With Price Protection, if you find a lower price within 90 days of an eligible purchase, you can get a refund for the difference up to $250 per claim, 4 times per year.

Debit Card Rewards

Earn Rewards On Daily Spending

What if you could earn cashback when you spend? The MoneyLion app makes it easy. We offer awesome rewards from top online merchants, plus you can earn rewards just by shaking your phone after purchases of $10 or more with Shake ‘N’ Bank!4

Security Controls

Safe & Secure Banking

Bank with control and confidence with industry-leading capabilities like multi-factor authentication, contactless payment, and robust protection against unauthorized purchases5 if your card is lost or stolen. Plus, lock your card instantly in the app anytime!

The Spend Tracker Report

Track Your Spending

Master your spending and budgets with smart tools that help you monitor your total financial health in one place. Get weekly reports to help see your spending habits by category.

Experience The Future Of Banking

Frequently Asked Questions

How Do I Open A RoarMoney Account?

It’s easy and takes just a few minutes! Download the free MoneyLion app from the Apple or Google Play store and register for a MoneyLion account with a few pieces of personal information, including your name and your email address. Once you have created an account, we will need to confirm your identity. To do this, we securely and quickly gather additional information from you, including your Social Security number, address, and date of birth.

Once we have verified your identity, you can tap the RoarMoneySM banner in the app or select the RoarMoney product from our listing of products to set up your RoarMoney account in just a few steps! To start making the most of your account, you should link an external bank account and transfer funds or set up direct deposit. Note that you must be 18 years or older and a resident of the fifty (50) United States or the District of Columbia to be eligible for RoarMoney.

Are there any fees with the RoarMoney account?

RoarMoney will not charge you hidden bank fees associated with your account! Any fees will be disclosed to you. You have access to 55,000 free Allpoint ATMs, but if you use an ATM that is outside of the Allpoint network, you will incur an ATM fee of $2.50 + whatever the out-of-network ATM / financial institution charges (typically $2-$5). These fees apply to both domestic and international ATMs.

If you choose to expedite your physical replacement card, this will incur a $25 fee. This will allow you to receive your card within 2-3 business days.

There is a $1 monthly administrative fee associated with your RoarMoney Account. Please see FAQ on administrative fee for additional information.

When will my debit card arrive?

First, you don’t need to wait for your card to arrive in the mail to start using your new RoarMoney account. As soon as you sign up, you can activate your RoarMoney virtual card and set a PIN by calling our automated activation line at 801.736.2453 and use it to shop online, by phone, and everywhere that accepts mobile pay after adding funds into your RoarMoney account. You find your virtual card in the Finances tab of your MoneyLion app.

Before we’ll mail you a card, you need to add funds of any amount or set up a direct deposit in the MoneyLion app. As soon as you do, we’ll mail you a MoneyLion Debit Mastercard®! It typically takes 7-10 business days from the day you add funds into your account until you receive the card. You should expect your debit card to reach you by the end of the 10th business day.

If you haven’t received your card after 11 business days, please double-check that your address on file is correct using the MoneyLion mobile app (you’ll find your address in the Main Menu by tapping your profile picture). If you need to update your address, you can click Edit next to the address.

If you have not yet added funds to your RoarMoney account, please do so by transferring funds from another linked account OR by initiating direct deposit through the MoneyLion mobile app or with your employer. Learn more about how to add money to your account here.

Do You Check My Credit History When I Apply For A RoarMoney Account?

No, we don’t check your credit history when you apply for a RoarMoneySM account, and applying will not affect your credit score.

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