Rewire the American banking system so that we can positively change the financial path for every hard-working American.
MoneyLion was founded in 2013 with the belief that we all get ahead when nobody gets left behind. We are here for the millions of Americans who’ve long been ignored — or even taken advantage of — by traditional banks.
We are rewiring the American banking system to make money more approachable and to give consumers a more accessible and sustainable path to their goals.
Welcome to MoneyLion, where the 99% can feel 100% about their future.
We believe that if we’re not making people’s lives better, we’re just making tech. So we use not only technology and artificial intelligence but also empathy and understanding to build personalized financial tools — including digital banking, cash advances, automated investing, credit building loans, budgeting and financial tracking and rewards. And it’s all accessible in our mobile banking app.
We designed our products to be a financial toolkit for everyday life. You choose the tools you need, when you need them — and they complement the financial accounts you already have. We’ll help you decide what’s right for you, but the choice is always yours.
Our products offer low or no fees, and few barriers to entry. Accessibility is what we’re all about. There are no credit checks for cash advances and credit builder loans. Everyone is welcome.
The MoneyLion community is a diverse and inclusive group of doers and dreamers. They are banking, borrowing, and investing like never before. They are building and rebuilding their credit. And getting more from each dollar with rewards and budgeting. Together, they are taking control of their money, and they are finally able to dream big — even if they start small. Here everyone gets a GPS to their dreams.
Our work at MoneyLion centers on our three core values: