Start Small, Dream Big

Unlike some other managed investment accounts, the MoneyLion Investment Account has no ongoing management or trading fees. There is a tiered monthly account fee on our investment accounts:

In addition to the account level expenses described above, the ETFs in which you invest include embedded expenses that will reduce the ETF’s net asset value. These embedded expenses will reduce the ETF’s performance and will, therefore, reduce the overall performance of your portfolio.

For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure

Working with our partner Wilshire Associates, a 30-year investment industry leader that manages the assets of some of the nation’s largest institutional investors, we have developed five asset allocation portfolios. Each one offers a distinct balance of associated risk and return expectations. We’ll recommend one of these portfolios for you based on the risk preference questions you answered when you joined MoneyLion.

Here are the five core portfolios, each based on a preferred level of risk:

You can always view your current portfolio of funds (and the amount allocated to each) in the MoneyLion app.

The Risk Slider offers two additional asset allocation portfolios beyond our five risk-based portfolios, which allows you to further customize your investment experience.

Auto Invest is an easy way for you to build up funds for your future without having to think about it on a regular basis! It allows you to put your investing on autopilot. And you can turn it off or adjust it anytime.

Here’s how it works: You can pick an amount (as low as $5) to transfer from a checking account to your MoneyLion Investment account on an automated, recurring basis. You choose the frequency of the deposit (weekly, biweekly, or monthly) that you’re comfortable with, and we’ll then invest it for you in your fully managed investment account to help it grow.

You could turn $20 a week into $1,000 a year without even having to think about it! Just set it up and let the saving happen automatically.

For instructions on How To Set Up Auto Invest, go here.

You can change your portfolio allocation no more than approximately once every five days. This is because, when you change your allocation, it requires us to sell and buy shares in your account to rebalance your assets to your new allocation. To make sure your portfolio change is correctly and efficiently processed, we need at least five days to complete the process.

However, it is best practice not to make frequent changes, as your portfolio is meant to be for longer-term investing. Changes should not be made more frequently than once or twice a year, because the allocation reflects risk parameters, which should only change if your preferences or financial situation change.

When you think of investing, a basic mix of stocks and bonds probably comes to mind. After all, those are the portfolio building blocks that let you invest directly in companies, sectors, and industries. But have you ever wanted to invest in something bigger, like a new technology that could be the next big thing, or in a specific passion or interest? If so, you’re not alone. Many investors want their portfolios to reflect their personal preferences and their investment preferences. Thematic investing lets you do just that! And MoneyLion is excited to offer three new portfolio themes. Powered by industry leaders Global X and Wilshire, each portfolio theme lets you invest in a carefully selected set of ETFs aligned to a specific topic.

1. Tap the finances tab on the home screen.
2. Then select the transfer button at the top of the screen and select your MoneyLion Investment Account as your “From.”
3. Next, choose any account that appears in the list as your “To.”
4. Type in the amount you’d like to transfer and hit continue.
5. Lastly, confirm your transfer.
6. Your Funds are on the way. Your transfer will take 7-10 business days.