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About Joseph
Joseph Hostetler is a Certified Educator in Personal Finance and expert travel rewards freelancer. He has written professionally about cards and loyalty since 2016. He currently authors and edits for more than 10 national outlets, including as Newsweek, CNN, AP News, Fortune, and TIME. After five years as an associate editor at Million Mile Secrets and The Points Guy, Joseph transitioned to Business Insider as the outlet’s sole credit cards reporter. He has interviewed various loyalty program leads, visited banks to advise in the creation of new credit cards, consulted for award travel brands, and made multiple guest appearances as a credit cards authority on WGN. Joseph has redeemed millions of points and miles for otherwise impossible-to-afford experiences. He currently holds more than 25 credit cards and loves tinkering with each card’s benefits to find fun and unique ways to get the most value from them.
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Money decisions deserve better than guesswork. Every MoneyLion guide is written and reviewed by someone credentialed in the subject, fact-checked, and kept current as rates and rules change — no exceptions, no matter who's writing.



