Michelle Lambright Black

Michelle Lambright Black is a nationally recognized credit expert, credit and travel journalist, and the founder of CreditWriter.com. With more than 20 years of experience writing and speaking about credit, personal finance, and travel, she’s passionate about helping families and small business owners make confident, informed decisions about their money. Michelle’s work has appeared in dozens of top-tier outlets, including The Points Guy, Business Insider, Reader’s Digest, Forbes Advisor, USA Today, Parents, Money, FICO, Bankrate, Newsweek, Experian, Seattle Times, MarketWatch, and Buy Side from The Wall Street Journal. She specializes in topics like credit reporting, credit scoring, travel rewards, and family-friendly financial strategies. As a three-time finalist for the Best Personal Finance Freelancer award from the Plutus Foundation, Michelle is known for breaking down complex financial topics into relatable, easy-to-understand advice. She also works directly with major brands and destinations to develop editorial travel content, especially focused on multigenerational trips, family travel hacks, and maximizing rewards. When she’s not writing or interviewing experts, you’ll likely find Michelle traveling with her husband and three kids, curled up with a good book, or planning her next credit card points-fueled family adventure. You can connect with Michelle on Instagram (@CreditWriter) and X (@MichelleLBlack).