Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Instacash Terms and Conditions for more information and eligibility requirements.
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution. *Business days are Mondays through Fridays, excluding bank holidays
MoneyLion WOW Membership unlocks access to exclusive offers and services. Membership costs $9.99/month billed monthly, $54.90 for a six-month term, and $99.99 for an annual term. Members on six-month or annual terms who cancel within the first month will receive a refund for unused months. Membership will auto-renew until canceled. Cancel anytime in the app. View your Membership Agreement for full terms and conditions. Some services may not be available in all states.
- Turbo Fees vary based on the advance amount and disbursement account you choose.
- Increased Instacash limit with Safety Net requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Instacash Terms and Conditions for more information and eligibility requirements.
- The $5 Instacash Boost will increase your Instacash advance limit for the calendar month in which it is received and can only be utilized by users with a maintained Instacash eligibility. The $5 Instacash Boost can only be used once. You may only receive one Boost from up to 5 friends per month.
- Source: MoneyLion Instacash EWA Customer Survey, conducted in October 2023, of ~1,387 respondents. Survey results are from real Instacash users and may not reflect the typical Instacash user’s experience and not intended to represent or guarantee that anyone will achieve the same or similar results or outcomes. In exchange for their participation, survey respondents were entered into a promotion for a chance to win a cash prize.
- Reviews may be edited to correct grammar or typing errors or shortened if the entire review did not seem relevant for the general public. Reviews are from real MoneyLion users and may not reflect the typical MoneyLion user experience and not intended to represent or guarantee that anyone will achieve the same or similar results or outcomes.
- You will receive a rebate into your RoarMoney account for Turbo Fees paid on your first and every 10th Instacash turbo disbursement to your RoarMoney account or external checking account, up to a maximum of $5 per rebate. The rebate will be credited to your RoarMoney account only, within 2 business days. MoneyLion reserves the right to modify or discontinue this incentive at any time without notice. By signing up for the WOW membership, you authorize MoneyLion or its agent to deposit any rebates earned into your RoarMoney account. You understand that you will forfeit your rebate if your RoarMoney account is not in good standing, as determined by MoneyLion in its sole discretion, or is otherwise unable to receive the rebate.
