Credit Card Debt: How To Manage, Consolidate and Pay Off Balances

When credit card debt goes to collections, only who you owe changes. Learn your FDCPA rights, how it affects your credit and how to negotiate collections.

A credit card company can't take your house directly — it must sue, win a judgment and place a lien. See when your home is really at risk and how to protect it.

Credit card default happens after about 180 days of missed payments. Learn the timeline, how it hurts your credit and how to recover from a default.

Paying medical bills with a credit card turns protected medical debt into costly consumer debt. See risks of medical debt and credit cards, plus alternatives.