Credit Card Debt: How To Manage, Consolidate and Pay Off Balances

Done right, debt consolidation can provide a relatively fast, simple and affordable way out of increasingly unmanageable and toxic credit-card debt.

Yes. Credit card companies can sue you for debt and, depending on the circumstances and amount owed. Here's what you need to know.

A credit card hardship program can lower your APR, reduce payments or waive fees during a financial setback. Learn how to qualify, apply and what to ask first.

How does credit card debt hold you back? It hurts your credit score, raises borrowing costs, limits housing options and slows your ability to save and invest.