Debt Relief: Options for Managing and Reducing Debt Burdens

Filing for bankruptcy costs $338 to $338 in court fees, plus attorney costs. See the full 2026 breakdown by chapter, waivers, and how to file for less.

Bankruptcy stays on your credit report for 7 to 10 years, depending on the chapter. See the exact timeline, when the clock starts, and how to rebuild faster.

See the full list of debts not discharged in bankruptcy, including child support, taxes and student loans, plus how Chapter 13 discharges a few Chapter 7 can't.

Life after bankruptcy isn't a dead end. See a realistic credit-rebuilding timeline, loan waiting periods, and how filing can affect renting or jobs.