Debt Relief: Options for Managing and Reducing Debt Burdens

Learn how to qualify for debt relief. Compare debt consolidation, management plans, settlement and bankruptcy based on your credit, income and debt.

Filing bankruptcy costs $338 for Chapter 7 or $313 for Chapter 13 in court fees, plus attorney and course costs. See the full price and how to file for less.

Life after bankruptcy means rebuilding credit, often within 12 to 18 months. See the recovery timeline, loan waiting periods and steps to raise your score.

Bankruptcy can't erase child support, recent taxes, most student loans, fines or fraud debts. See which debts survive a Chapter 7 or 13 filing and what to do.