Payday Loans: How They Work, What They Cost, and What to Know First

Payday lenders don't conduct traditional credit checks, but are going to verify your ability to repay the loan. See how payday loans check eligibility.

Do payday loans show on your credit report? Usually not — unless they go to collections. See how payday loans affect your credit and what to do.

What happens if you don’t pay back a payday loan? Learn about fees, bank withdrawals, collections, credit damage, lawsuits and steps to take now.

What happens if you don’t pay back a payday loan? Learn about fees, bank withdrawals, collections, credit damage, lawsuits and steps to take now.

Is a payday loan secured or unsecured? Learn why payday loans require no collateral, how lenders seek repayment and the risks of fees, rollovers and overdrafts.

Wondering how to find out if you have outstanding payday loans. Check out this guide and learn whether you're on top of all your loans.

Need cash fast but want to skip payday loans? Here are seven safer payday loan alternatives with lower fees and better terms to help you avoid the debt trap.