Get Cash Advances in Our App

Learn how to give your wallet a boost with our go-to guide on interest-free cash advances.

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full tank


Instacash received

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Instacash received

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movie night


Instacash received

Looking for an instant cash advance app?

If you’re looking for an instant cash advance app that also gives you a snapshot of everything you need to know about your finances, meet MoneyLion. Apps that advance money should be simple, sleek, and easy to use. MoneyLion is all three — and much more.

Out of all the apps that give cash advances, our platform and features are specifically built to be easy to use and approachable. Everything you need is right there, 24/7.

Instacash with 0% APR

Take our Instacash℠ product, for example. It’s one of the true standout features among apps that give cash advances. Instacash with 0% APR is a safe alternative to predatory payday loans. It also has no monthly fee, no interest, and no credit check. Read more here.

As soon as you open MoneyLion’s app, you’ll find the Instacash feature to get cash advances — as well as our other complementary financial tools and personalized advice. Even if you’re new to the world of apps that advance money, you’ll find that our app is incredibly intuitive. Just swipe through the product menu, and tap to learn more about each offering.

instacash with 0 apr

Need quick cash?

Unlock Instacash in a few steps

Why is MoneyLion one of the best apps out there offering cash advances? When we say it’s simple to borrow money on the app, we mean it.

Our cash advances are specifically built to be easy to use, and applying for Instacash is secure and quick. Even better, there’s no interest, monthly fee, or credit check.

When you open the app, you’ll just need to input a few details to get you securely set up and ready to roar. It’s as easy as one, two, cha-ching!

Step one: Sign up here and create a free account.

Step two: Download the MoneyLion app and log in.

Step three: Tap Instacash on the home screen of the app.

Step four: Link your checking account to apply, and you’ll find out right away how much you can get!

Learn more about qualifying for instant cash in one of the best apps offering cash advances.

I’ve unlocked Instacash.
How do I use it on repeat?

Instacash is easy to use anytime, and once you’re qualified, you can get instant cash in a few simple steps:


Open the app and
Tap the Instacash button

When you use Instacash, the amount you borrow is automatically deducted from your account on the due date as determined by your pay or other recurring deposit cycle (usually in about two weeks) — with no interest.

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Tap the Request button

You can take another cash advance right away up to your available amount. Once you make an Instacash repayment, your available amount will be replenished, and you can keep enjoying cash advances for whatever you need.


Select the amount you want

Note how soon you would like the funds in your account.

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Get Instacash
what if i cant get cash

Ok, but what if I can’t get cash?

If your account doesn’t qualify right away, don’t sweat it. You can try again once it’s been open longer and/or had more consistent deposits and positive balance.

If you don’t want to wait, there’s another easy way to unlock Instacash. If you open our RoarMoney℠ bank account (it’s also available in the MoneyLion app with our cash advances) and set up direct deposits, you’ll automatically get access to Instacash up to $250. Learn more about banking with RoarMoney here.

quick cash for the win

Smart Spender Spotlight

5 stars

Quick cash for the win!

When I needed the money to scrape by for the week, MoneyLion was there for me. Love the easy to use cash advance app and the fast instant pay.

– Dallas D

More Questions? We’ve Got Answers.