Banking Basics: How Accounts Work and How to Choose the Right One

Overdraft protection covers a shortfall by pulling from a linked account, often for $0 to $12.50 — far less than a typical $35 overdraft fee. See how it works.

Wondering how to deposit cash into an online bank? Compare ACH transfers, retail partners, ATMs and money orders, and see which banks let you do it free.

Learn how to send a bank wire transfer step by step, including what info you need, how much it costs, how long it takes and how to avoid costly mistakes.

Learn about how to start a savings account in seven simple steps. See what ID and deposit you need, plus how to pick the right account to grow your money.

No, you can't change an existing bank account number. Learn why, what waiting to report fraud could cost you, and how to switch in four simple steps.

Learn about how to start a savings account in seven simple steps. See what ID and deposit you need, plus how to pick the right account to grow your money.

Bank impersonation scams use spoofed calls and fake alerts to steal your money. Learn the red flags and the exact steps to take if you suspect a scam.

Discover the basics of interest, including how it’s calculated and how it affects loans, credit cards and savings accounts.