Balance Transfer Credit Cards: How To Move Debt and Save on Interest

A balance transfer moves debt to a lower-APR card to help you pay it off faster. Learn how it works, what it costs and whether a balance transfer is worth it.

Balance transfer checks are paper checks tied to a credit card account that allow cardholders to move debt from one account to another.

Learn how to do a Capital One balance transfer — who qualifies, how to request it, what the fee costs and how to pay it off before the intro APR ends.

Learn how to do a Bank of America balance transfer — who qualifies, how to request it, fees, timing and how to pay it off before the intro APR ends.