Balance Transfer Credit Cards: How To Move Debt and Save on Interest

You are usually not limited to a specific number of balances you can transfer to a card with a 0% introductory APR — it’s the card’s credit limit that matters.

If you don’t qualify for an unsecured credit card, a secured credit card may help you strengthen your credit profile while paying down debt.

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Depending on the card issuer, a balance transfer might only take a few days. Or it could take several weeks.