Balance Transfer Credit Cards: How To Move Debt and Save on Interest

Can you close a credit card with a balance? Yes, but you still owe it, interest keeps accruing and your utilization can rise. Learn the risks and alternatives.

Is there a balance transfer limit? It's usually the lesser of your credit line or the issuer's cap, minus fees. Learn what sets it and what to do if it's low.

Knowing what to do after a balance transfer matters. Confirm the old balance, set a payoff target, automate payments and plan for the promo end.

Learn how to choose a balance transfer card by weighing the intro APR, transfer fee, promo length and regular APR — so the savings actually outweigh the cost.