Debt Relief: Options for Managing and Reducing Debt Burdens

Filing bankruptcy usually lets you keep your car. See how equity, exemptions and Chapter 7 vs. Chapter 13 decide the outcome, plus how to stop repossession.

Learn what Chapter 7 bankruptcy is, how the process works, who qualifies under the means test, what debt it discharges and how it affects your credit score.

Explore bankruptcy alternatives like credit counseling, debt management plans, consolidation and settlement to resolve debt without filing. Compare options.

The 6 types of bankruptcy explained: how Chapter 7, 11, 13, 9, 12 and 15 work, who each is for, debt limits, filing fees and how to choose the right one.