Debt: Learn How To Manage, Reduce and Pay Off Debt With Confidence

Debt relief companies are for-profit businesses that negotiate with creditors to reduce the amount their customers can repay to close an account.

Debt settlement pays less than you owe on select debts; bankruptcy is a legal process that can erase most debt. Here's how they compare and which to choose.

Chapter 7 bankruptcy discharges most eligible unsecured debt in four to six months. Learn how it works, who qualifies and what happens to your property.

How long does debt consolidation stay on your credit report? Up to 10 years for paid accounts in good standing. See how it affects your score over time.