Student Loans: Repayment Strategies, Forgiveness and Refinancing

Learn how to avoid student loan debt by choosing an affordable school, filing the FAFSA, stacking grants and scholarships and borrowing federal loans last.

Learn how to get student loans out of default, explore practical repayment options, and take confident steps toward rebuilding a stronger financial future.

Repayment Assistance Plan (RAP) sets federal student loan payments at 1% to 10% of your AGI. See who qualifies, how it works and when loans are forgiven.

Wondering how can I buy a house with student loan debt? Learn how lenders count deferred, IDR and $0 payments in your DTI and how to boost your approval odds.