Student Loans: Repayment Strategies, Forgiveness and Refinancing

Stopping student loan payments can wreck your credit, garnish your wages and cost you federal benefits. Here's what happens and how to avoid default.

Student loan debt is money you borrow to pay for college and pay back with interest. Learn how federal and private loans work in 2026 and your options.

Learn which student loan forgiveness programs may fit your situation, who qualifies, how to apply and what to do if you don't meet the rules.

What is the average student loan debt in 2026? See current averages for federal, private and bachelor's-degree borrowers, plus what the numbers mean.