Student Loans: Repayment Strategies, Forgiveness and Refinancing

Wondering which student loans to pay off first? See why high-rate private loans usually come first, when to try avalanche or snowball and when to wait.

Learn how to avoid student loan debt by choosing an affordable school, filing the FAFSA, stacking grants and scholarships and borrowing federal loans last.

Federal student loan repayment changed on July 1, 2026. See your plan options, how RAP works, and how to lower your payments under the new rules.

Learn how to get student loans out of default, explore practical repayment options, and take confident steps toward rebuilding a stronger financial future.