Dec 5, 2023

Drive down your rate with Driver Score!

Written by Arjun Desai
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Auto insurance is a necessity for drivers, but it can be expensive. In fact, the average annual cost of car insurance in the United States is over $2000. That’s a lot of money to be spending on something that you hope you never have to use.

There are a number of factors that can affect the cost of auto insurance, including your age, driving record, and the make and model of your car. But one of the largest factors is your insurance score. Your insurance score is a number that insurers use to assess your risk of being involved in an accident. The higher your score, the lower your insurance premiums could be.

But how do you improve your score? Telematics is a growing trend that car insurers are using. Telematics refers to data about your driving habits, such as your speed, braking, and acceleration. This data can be used to give insurers a more accurate picture of your risk, and it can lead to lower insurance premiums for safe drivers.

How Driver Score by MoneyLion Can Help

Driver Score is a telematics program we offer that can help you save money on your car insurance. Driver Score uses your phone’s GPS to track your driving habits and generate a score based on factors such as your speed, braking, and acceleration. The higher your score, the more likely you are to qualify for a discount on your insurance.

Here are some other major perks:

  • Driver Score is completely free to use, so there’s no risk in trying it out. 

  • Driver Score can also help you become a safer driver. By tracking your driving habits, Driver Score can identify areas where you can improve, such as your speed control or your braking. This feedback can help you make changes to your driving habits and become a safer driver on the road.



As an added bonus, you’ll earn achievements for hitting certain milestones — so you can feel good about your safe driving.

If you’re looking for ways to save money on your car insurance, Driver Score by MoneyLion is a great option. Driver Score is free to use, and it can help you improve your driving habits and get lower insurance premiums.

So what are you waiting for? Sign up for Driver Score today and you could save up to 40%* on car insurance.

*Average savings is based on program data. Not all drivers will be eligible or qualify for an offer or discount. Actual savings vary based on your driving behavior. Not valid in CA or certain other states. Expires 2/23/2024.


Arjun Desai
Written by
Arjun Desai
Arjun is a seasoned fintech professional and a Product Marketing Lead at MoneyLion, where he oversees the company's financial marketplace: including personal loans, games, credit cards, and auto insurance products. Previous roles at LinkedIn and Apple, he brings deep experience in making financial services more accessible. Based in New York City and a proud University of Texas at Austin alumnus, Arjun is passionate about helping people optimize their financial well-being. In his free time, Arjun enjoys writing, improv, and a good bagel.

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