Dec 17, 2024

Success Made Simple: Quick, Easy Ways to Make the Most of MoneyLion — and Your Money

Written by Stephen Milioti
Blog Post Image

Elevating your financial game can seem daunting. But if you break it down into a series of simple steps you can take every day, you’ll be building momentum toward your goals before you even realize it. 

Still, we know it can be overwhelming to know where to start. That’s why we’ve put together this guide of quick, easy actions you can take to help you make your best money decisions and achieve the financial freedom you deserve. Running down this list just a couple times a week will keep you on track, so bookmark this page — and get ready to level up.


Get MoneyLion

With Shake ‘N’ Bank, you earn cashback rewards with each eligible purchase of $10 or more on your MoneyLion Debit Mastercard® or RoarMoneySM virtual card. Once you make an eligible purchase, you’ll get a text reminder to shake your device. The reward amount ranges from $0.01 to $500 (not a typo!) on each eligible purchase1. You can deposit the rewards into your RoarMoneySM account2 or Managed Investing account3. Never has a little shimmy been so game-changing.

Use your spare change to build some serious coin: With RoundUps, every swipe of your registered debit or credit card will round up to the nearest dollar. Put that change toward your savings, your Managed Investment account, or to purchase  Bitcoin … your choice.  

Head into the “Freebies”4 section of our app, tap away, and get things — for nothing. To get there, tap the $ at the bottom of the app, then scroll to find “Freebies” on the top bar. 

Ready to up your investing cred while you’re on line at a coffee shop? Try Bull vs. Bear. In this daily challenge, you’ll vote between two pre-picked stocks and predict which will have the biggest gain by the end of the day. It’s an actually-entertaining way to get familiar with popular stocks and their prices. 

You probably already know you can access Instacash on the MoneyLion app. But it doesn’t take much longer to get a personal loan offer to pay down debt or tackle pesky expenses. Just select the amount you want (from $500 to $100,000), type in a few details, and you’ll see all the offers available to you from our trusted partners — within minutes.

Make our Discover feed an inspiring part of your morning routine. Start your day with quick financial tips, hacks, and strategies for budgeting, investing, and making the most of your money. Click the house icon on the bottom left corner of the app to get there.

Click the wrapped-gift icon on the bottom of your app and get set for some serious perks: from cashback offers to fun challenges. 

Connect with us on Instagram and TikTok, and join a community of people learning to be more financially savvy — and having fun while doing it.


Stephen Milioti
Written by
Stephen Milioti
Stephen Milioti is a writer, editor and content strategist based in New York City. He has written for publications including The New York Times, New York Magazine, Fortune, and Bloomberg Businessweek.

This material is for informational purposes only and should not be construed as financial, legal, or tax advice. You should consult your own financial, legal, and tax advisors before engaging in any transaction. Information, including hypothetical projections of finances, may not take into account taxes, commissions, or other factors which may significantly affect potential outcomes. This material should not be considered an offer or recommendation to buy or sell a security. While information and sources are believed to be accurate, MoneyLion does not guarantee the accuracy or completeness of any information or source provided herein and is under no obligation to update this information. For more information about MoneyLion, please visit https://www.moneylion.com/terms-and-conditions/.

MoneyLion does not provide, own, control or guarantee third-party products or services accessible through its Marketplace (collectively, “Third-Party Products”). The Third-Party Products are owned, controlled or made available by third parties (the "Third-Party Providers"). Should you choose to purchase any Third-Party Products, the Third-Party Providers’ terms and privacy policies apply to your purchase, so you must agree to and understand those terms. The display on the MoneyLion website, app, or platform of any of a Third-Party Product or Third-Party Provider does not-in any way-imply, suggest, or constitute a recommendation by MoneyLion of that Third-Party Product or Third-Party Financial Provider. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.

The influencer, creator and other content provided in the MoneyLion App (“Content”) is for informational and entertainment purposes only and should not be construed as legal, tax, investment, financial, or other advice. All Content is intended to be of a general nature, does not address the circumstances of any particular individual or entity, and may not constitute a comprehensive or complete statement of the matters discussed. MoneyLion is not a fiduciary by virtue of any person’s use of or reliance on the Content. You should consult an appropriate professional if you require any legal, tax, investment, financial or other advice.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.

Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity Services LLC terms and conditions and enable your Zero Hash account. Cryptocurrency assets are held and custodied by Zero Hash LLC, not MoneyLion. The value of any cryptocurrency, including digital assets pegged to fiat currency, commodities, or any other asset, may go to zero. Balances are not covered by FDIC or SIPC insurance. Zero Hash LLC and Zero Hash Liquidity Services LLC are licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Services may not be available in all states.

The cryptocurrency assets in your Zero Hash account are not held at MoneyLion or Pathward. Pathward and MoneyLion are not responsible for the cryptocurrency assets held in any Zero Hash account. Neither MoneyLion, nor Pathward, is involved in the purchase, sale, exchange of fiat funds for cryptocurrency, or custody of the cryptocurrencies. Services may not be available in all states.

MoneyLion Crypto account holders need an open and active RoarMoneySM account in order to buy and sell cryptocurrencies through the Moneylion app.

Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.

MoneyLionTM Bull vs Bear is not intended to be financial advice. Surveys and results are for entertainment purposes. The performance shown is not a guarantee of future returns. Investing is subject to risk of loss, including loss of principal.

Shake 'N' Bank and other Rewards are subject to terms and conditions, see here.