MoneyLion is a financial technology company, not a bank. MoneyLion Save account is provided by Pathward®, National Association, Member, FDIC. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
MoneyLion is a financial technology company, not a bank. MoneyLion Spend Demand Deposit Account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.
- Annual Percentage Yield (APY) is accurate as of 05/01/2026 and is variable. APY may change after account opening. No minimum deposit is required to open the account, and no minimum balance is required to earn APY. Interest compounds daily and is credited monthly. Fees may reduce earnings. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.
- MoneyLion One Membership provides access to eligible offers and services. The membership fee is $9.99 per month, billed monthly, or $0 per month if you receive at least $500 in eligible direct deposits into your MoneyLion Spend account during the previous 30 days. The monthly account fee will be reimbursed if the MoneyLion One membership is in good standing and active at the time the fee is charged. Eligible direct deposits are defined in the Membership Agreement.
To continue receiving the $0 monthly membership fee and associated membership benefits, you must maintain at least $500 in eligible direct deposits during each rolling 30-day period. If this requirement is not met, you may lose eligibility for certain MoneyLion One benefits, including applicable membership pricing and features, as described in the Membership Agreement, beginning with the next billing cycle. It may take up to one pay cycle for changes in your deposits to be reflected in your monthly billing price. Membership automatically renews until cancelled. Cancel anytime in the app. See the
Membership Agreement for complete terms and conditions. Some services may not be available in all states.
- The comparison is based upon the national average for Savings deposit products as published in the FDIC National Rates and Rate Caps on FDIC.gov of 0.38%, accurate as of September 21, 2026.
- Members will receive $0.01 cash for every dollar spent (up to $30 monthly) on qualified purchases made with your MoneyLion Debit Mastercard® or MoneyLion Spend Virtual Card. Any Cash Back Rewards earned the previous day will be automatically deposited into your MoneyLion Spend Account. MoneyLion reserves the right to review transactions for eligibility and discontinue this incentive at any time without notice. Fraudulent or other suspicious activity will void any rewards earned and may also result in account suspension or cancellation. Certain exclusions and limitations apply. Rewards are subject to terms and conditions. This optional offer is not a Pathward product or service.
- Optional insurance benefits are issued through Gen Digital Inc. by third-party providers. See norton.com/legal for policy information. Up to $1 million coverage for Lawyers and Experts included with all plans. Reimbursement and expense compensation up to $25,000 each. Insurance benefits are issued by third parties. See norton.com/legal for policy information. This optional offer is not a Pathward product or service.
- The monthly Account Fee will be reimbursed if the MoneyLion One membership is in good standing and active at the time the fee is charged. Investment advisory services provided by ML Wealth LLC. Investing involves risk. This optional offer is not a Pathward product or service.
