Auto Experts Pick 5 Types of Cars Retirees Should Avoid
So you're past the midlife crisis, but you still want your dream car? Make sure it fits with your lifestyle in retirement, first.
Retirees looking to purchase a car need to be mindful of the type of vehicle, as some models might be impractical.
What are the absolute worst types of cars for those trying to live in their golden years? Here's what experts had to say.
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Cars With High Ground Clearance
Alan Gelfand, the owner of German Car Depot, advised against lifted trucks or large SUVs.
"These cars are amazingly difficult to get in and out of, which is not ideal for people in retirement age," he said. "Over time, it will place unnecessary strain on your joints, which could affect your mobility, especially if you're already managing conditions like arthritis or have hip issues."
Erin Kemp, a consumer advocate for Bumper, agreed, commenting that these cars might also be more expensive than others.
"While this can vary by the particular situation, trucks are usually more expensive compared to sedans, too," Kemp said.
Luxury Vehicles
Gelfand said that an exotic or very expensive car might not be wise choices for retirees.
"These cars often have costly maintenance due to the specialized parts they come with which can become a financial burden," he said. "Going for cars that are reliable with affordable upkeep is best."
Angel Reyes, managing partner Angel Reyes & Associates, a law firm specializing in auto and truck accidents, agreed that these cars can actually put seniors in danger.
"Sure, they're flashy and fun, but they often come with excessive power and sharp handling that can be tough to control in high-stress situations," Reyes said. "Retirees are statistically less likely to engage in risky driving behavior, but in an emergency, an overly responsive car can be harder to manage, potentially leading to accidents."
Cars With Excessive Maintenance
Some cars, though they might be reliable, require more upkeep than others. This can get very pricey. Lauren Fix, the sector analyst and industry expert at The Car Coach, said that it's best to avoid cars like this.
"Avoiding vehicles with high-maintenance issues such as plug-in hybrids and electric vehicles," is a priority, she said. "Their additional weight means tire and brake pad replacement every year or 12,000 miles."
Cars With High Insurance Costs
Paying to insure a car is not cheap and some cars like luxury cars or new cars can cost a lot more.
Fix advised shopping for a car that will not be expensive to buy insurance for.
"Seeking a reliable vehicle with low insurance costs can help retirees save money," she said.
Cars With Low Safety Ratings
Fix recommended really studying how a car did on its safety tests before committing to buy.
"Seek a vehicle with high safety ratings," she said. "Cars can be replaced. People cannot."
"When it comes to retirees choosing a vehicle, safety should be the top priority — not just for themselves, but for everyone else on the road," said Reyes. "As a personal injury attorney, I've seen how certain types of vehicles can increase the risk of accidents or make injuries worse, particularly for older drivers who may face challenges like slower reaction times or reduced mobility. From a legal perspective, driving a vehicle that doesn't meet safety standards can also hurt your case if you're involved in an accident."
This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
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