The 5 Cheapest Cars To Insure in 2026 Can Slash Your Premium Right Now

Is car insurance costing you more than you can afford?

Car insurance can rival a monthly car payment — or even exceed it — for many U.S. drivers. While premiums depend on factors like location, driving history and coverage levels, the vehicle you choose plays a major role in what you pay. Insurance companies tend to charge less for vehicles known to be safe, dependable and cheaper to fix than for sports cars or models with costly repair histories.

If lowering your insurance bill is a priority in 2026, these vehicles stand out as the cheapest cars to insure, based on national rate data from CarInsurance.com.

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1. Subaru Crosstrek

• Vehicle type: SUV

• Average six-month rate: $1,150

• Average monthly rate: $192

2. Jeep Wrangler

• Vehicle type: SUV

• Average six-month rate: $1,154

• Average monthly rate: $193

3. Honda CR-V

• Vehicle type: SUV

• Average six-month rate: $1,158

• Average monthly rate: $193

4. Subaru Outback

• Vehicle type: Station wagon

• Average six-month rate: $1,161

• Average monthly rate: $194

5. Volkswagen Tiguan

• Vehicle type: SUV

• Average six-month rate: $1,165

• Average monthly rate: $194

Editor’s note: Photos are for representational purposes only and might not reflect the exact year, make or model of the vehicle(s) listed in this article.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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