Skip the Target Run: How a Quick CVS Stop Can Protect Your Budget
You need toothpaste, so you head to your neighborhood Target. But by the time you reach the checkout, you also have a seasonal candle, savory snacks and that new face cream you've been wanting to try. Suddenly, your $5 errand costs $50.
It's called impulse spending, and it's common. In 2025, the average consumer made an estimated 10 impulse purchases per month, spending about $26 on average each time, according to data compiled by the Capital One Shopping Team.
Good To Know: Which Grocery Items Will See the Biggest Price Spikes in Early 2027?
Join Us: Start Growing Your Net Worth With Smarter Tracking
If shopping at your favorite store makes it hard to stick to your list, make a change. Shop at the closest store where you're less likely to browse, such as CVS.
The Cheapest Place Isn't Always the Cheapest Trip
Compare prices on the same items from CVS and Target, and you'll likely find that Target is cheaper. But a lower price doesn't save money if browsing the aisles leads you to add another $20 or $30 worth of items to your cart.
For example, maybe you almost always browse the home section at Target or fill your cart at Costco with bulk items you didn't intend to buy.
Retail stores are filled with sale signs and displays that catch your eye to encourage impulse buying. Unfortunately, the more time you spend browsing, the more likely you are to see something you want and buy it.
Go to the 'Boring Store'
If you only need a couple of items, consider going to the closest store where you're unlikely to browse. For you, that might be CVS, Walgreens or a small grocery store. Those stores may not always have the lowest prices, but you may be less likely to walk out with several things you didn't plan to buy.
Paying $2 more for toothpaste can still save you money if it keeps a quick errand from turning into $25 or more in unplanned purchases.
Try Curbside Pickup for Stores Where You Tend To Browse
Eight out of 10 consumers who make impulse purchases do so in brick-and-mortar stores, per Capital One Shopping. Making a shopping list could help, but using curbside pickup can keep you from buying impulsively by avoiding the aisles. Make it a point to check for pickup minimums or fees beforehand, though.
Look at What You Spend, Not Just What Things Cost
Check your recent retail store receipts to see how much of what you bought was on your list and how much was impulsive.
You may find that forgoing a couple of unnecessary shopping trips each month by choosing a smaller store or using curbside pickup saves you quite a bit of money.
For quick errands, the best deal may be the store where you're most likely to buy only what you came for.
Editor’s note: Prices and availability are subject to change.
This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
More From MoneyLion:
