May 7, 2026

How Much the Definition of Middle Class Has Changed in Every State Over the Past Decade

Written by MoneyLion Staff
|
Edited by Chris Cluff
Discover A middle-class couple with their daughter on her dad's shoulders walking down the sidewalk

Much has been made about the fact that the American middle class has been shrinking for decades now. But the main reason for that, as economists and the data continually explain, is the ongoing growth of the upper-middle class into the higher income brackets.



MoneyLion decided to see just how well the middle class was faring and how the definition of that income group has changed in every state over the past decade. As a reminder, the middle class is defined by Pew Research Center as the group making two-thirds to double the average income.

Also See: Middle Class to Upper Class -- 8 Steps To Build Generational Wealth

Read More: 5 Signs You’re Losing Money Every Month — and How To Find the Leaks

Nationally, the median income of the middle class saw a 12% increase from 2014 to 2024 (the latest year available from the U.S. Census Bureau). The median hit $84,000 in 2024 (tallied in 2026 dollars, adjusted for inflation).

Sixteen states saw at least a 15% increase, with Idaho and Oregon topping out at over 24%. Just two states, Alaska and Wyoming, saw the median income decrease.

Looking more recently, inflation has soared by more than 21% over the past five years, which has slowed the inflation-adjusted income growth of the middle class (less than 4% nationally). The West Coast states, for example, have all grown just one-third as much over the past five years as they have over the past decade.

Check out more key findings below.

  • Over 10 years, middle-class incomes have increased by more than 10% in 35 states and more than 20% in seven states. The states and their percentages, from 2014 to 2024, are Idaho (24.4%), Oregon (24.3%), Washington (23.1%), California (22%), Colorado (21.5%), Arizona (21.2%) and Utah (20.3%).

  • Middle-class incomes decreased in two states over the 10 years: Wyoming (-1.1%) and Alaska (-2.3%).

  • There are only two states where middle-class incomes have shifted by more than 10% in the five-year span. These states, when adjusted for inflation to 2026 dollars, are Idaho (13.5%) and Arizona (10.4%).

  • The highest end of 2024 middle-class income is more than $200,000 in 10 states. From highest to lowest incomes, the states are Massachusetts ($219,823), Maryland ($219,227), New Jersey ($218,969), Hawaii ($212,273), California ($209,593), New Hampshire ($209,401), Washington ($207,519), Connecticut ($202,529), Colorado ($201,871) and Utah ($201,228).



Keep reading to see how the middle class has changed over the past decade in every state, ranked according to change in median income.

  • 2024 median household income: $82,254

  • Middle-class income range: $54,836 to $164,508

  • 10-year change (%) in middle-class income (in 2026 dollars): 24.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): 13.5%

  • 2024 median household income: $87,763

  • Middle-class income range: $58,509 to $175,527

  • 10-year change (%) in middle-class income (in 2026 dollars): 24.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): 7.6%

  • 2024 median household income: $103,760

  • Middle-class income range: $69,173 to $207,519

  • 10-year change (%) in middle-class income (in 2026 dollars): 23.1%

  • 5-year change (%) in middle-class income (in 2026 dollars): 8.3%

  • 2024 median household income: $104,797

  • Middle-class income range: $69,865 to $209,593

  • 10-year change (%) in middle-class income (in 2026 dollars): 22%

  • 5-year change (%) in middle-class income (in 2026 dollars): 7.2%



  • 2024 median household income: $100,936

  • Middle-class income range: $67,290 to $201,871

  • 10-year change (%) in middle-class income (in 2026 dollars): 21.5%

  • 5-year change (%) in middle-class income (in 2026 dollars): 7.4%

  • 2024 median household income: $84,542

  • Middle-class income range: $56,361 to $169,084

  • 10 year-change (%) in middle-class income (in 2026 dollars): 21.2%

  • 5-year change (%) in middle-class income (in 2026 dollars): 10.4%

  • 2024 median household income: $100,614

  • Middle-class income range: $67,076 to $201,228

  • 10-year change (%) in middle-class income (in 2026 dollars): 20.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): 8.1%

  • 2024 median household income: $78,837

  • Middle-class income range: $52,558 to $157,674

  • 10-year change (%) in middle-class income (in 2026 dollars): 19.5%

  • 5-year change (%) in middle-class income (in 2026 dollars): 9%

  • 2024 median household income: $81,781

  • Middle-class income range: $54,521 to $163,563

  • 10 year-change (%) in middle-class income (in 2026 dollars): 18.6%

  • 5-year change (%) in middle-class income (in 2026 dollars): 7.3%

  • 2024 median household income: $73,579

  • Middle-class income range: $49,053 to $147,159

  • 10-year change (%) in middle-class income (in 2026 dollars): 18%

  • 5-year change (%) in middle-class income (in 2026 dollars): 6.2%

  • 2024 median household income: $92,822

  • Middle-class income range: $61,882 to $185,645

  • 10-year change (%) in middle-class income (in 2026 dollars): 17.7%

  • 5-year change (%) in middle-class income (in 2026 dollars): 6.4%

  • 2024 median household income: $76,660

  • Middle-class income range: $51,107 to $153,320

  • 10-year change (%) in middle-class income (in 2026 dollars): 17.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): 7.4%

  • 2024 median household income: $76,532

  • Middle-class income range: $51,021 to $153,064

  • 10-year change (%) in middle-class income (in 2026 dollars): 17.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): 7.9%

  • 2024 median household income: $73,293

  • Middle-class income range: $48,862 to $146,586

  • 10-year change (%) in middle-class income (in 2026 dollars): 16.5%

  • 5-year change (%) in middle-class income (in 2026 dollars): 6.1%

  • 2024 median household income: $109,912

  • Middle-class income range: $73,275 to $219,823

  • 10-year change (%) in middle-class income (in 2026 dollars): 15.9%

  • 5-year change (%) in middle-class income (in 2026 dollars): 4.2%

  • 2024 median household income: $79,011

  • Middle-class income range: $52,674 to $158,023

  • 10-year change (%) in middle-class income (in 2026 dollars): 15.9%

  • 5-year change (%) in middle-class income (in 2026 dollars): 5%

  • 2024 median household income: $104,701

  • Middle-class income range: $69,800 to $209,401

  • 10-year change (%) in middle-class income (in 2026 dollars): 13.5%

  • 5-year change (%) in middle-class income (in 2026 dollars): 5%

  • 2024 median household income: $82,740

  • Middle-class income range: $55,160 to $165,481

  • 10-year change (%) in middle-class income (in 2026 dollars): 13.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): 5.5%

  • 2024 median household income: $82,969

  • Middle-class income range: $55,313 to $165,937

  • 10-year change (%) in middle-class income (in 2026 dollars): 12.9%

  • 5-year change (%) in middle-class income (in 2026 dollars): 3.2%

  • 2024 median household income: $79,379

  • Middle-class income range: $52,920 to $158,759

  • 10-year change (%) in middle-class income (in 2026 dollars): 12.8%

  • 5-year change (%) in middle-class income (in 2026 dollars): 4.9%

  • 2024 median household income: $85,852

  • Middle-class income range: $57,235 to $171,704

  • 10-year change (%) in middle-class income (in 2026 dollars): 12.8%

  • 5-year change (%) in middle-class income (in 2026 dollars): 6.6%

  • 2024 median household income: $77,047

  • Middle-class income range: $51,365 to $154,094

  • 10-year change (%) in middle-class income (in 2026 dollars): 12.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): 3.8%

  • 2024 median household income: $74,750

  • Middle-class income range: $49,833 to $149,499

  • 10-year change (%) in middle-class income (in 2026 dollars): 12%

  • 5-year change (%) in middle-class income (in 2026 dollars): 3.8%

  • 2024 median household income: $76,077

  • Middle-class income range: $50,718 to $152,153

  • 10-year change (%) in middle-class income (in 2026 dollars): 11.7%

  • 5-year change (%) in middle-class income (in 2026 dollars): 4%

  • 2024 median household income: $64,252

  • Middle-class income range: $42,835 to $128,505

  • 10-year change (%) in middle-class income (in 2026 dollars): 11.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): 3.9%

  • 2024 median household income: $106,136

  • Middle-class income range: $70,758 to $212,273

  • 10-year change (%) in middle-class income (in 2026 dollars): 11.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): 0.5%

  • 2024 median household income: $67,663

  • Middle-class income range: $45,109 to $135,326

  • 10-year change (%) in middle-class income (in 2026 dollars): 11.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): 3.1%

  • 2024 median household income: $67,374

  • Middle-class income range: $44,916 to $134,749

  • 10-year change (%) in middle-class income (in 2026 dollars): 11.2%

  • 5-year change (%) in middle-class income (in 2026 dollars): 2.5%

  • 2024 median household income: $81,921

  • Middle-class income range: $54,614 to $163,842

  • 10-year change (%) in middle-class income (in 2026 dollars): 11.2%

  • 5-year change (%) in middle-class income (in 2026 dollars): 2.1%

  • 2024 median household income: $82,435

  • Middle-class income range: $54,957 to $164,870

  • 10-year change (%) in middle-class income (in 2026 dollars): 11.1%

  • 5-year change (%) in middle-class income (in 2026 dollars): 2.8%

  • 2024 median household income: $90,896

  • Middle-class income range: $60,597 to $181,792

  • 10-year change (%) in middle-class income (in 2026 dollars): 10.8%

  • 5-year change (%) in middle-class income (in 2026 dollars): 2.2%

  • 2024 median household income: $94,161

  • Middle-class income range: $62,774 to $188,322

  • 10-year change (%) in middle-class income (in 2026 dollars): 10.8%

  • 5-year change (%) in middle-class income (in 2026 dollars): 1.7%

  • 2024 median household income: $75,476

  • Middle-class income range: $50,317 to $150,952

  • 10-year change (%) in middle-class income (in 2026 dollars): 10.6%

  • 5-year change (%) in middle-class income (in 2026 dollars): 2.7%

  • 2024 median household income: $80,853

  • Middle-class income range: $53,902 to $161,706

  • 10-year change (%) in middle-class income (in 2026 dollars): 10.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): 1.3%

  • 2024 median household income: $88,164

  • Middle-class income range: $58,776 to $176,328

  • 10-year change (%) in middle-class income (in 2026 dollars): 10.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): 3%

  • 2024 median household income: $98,504

  • Middle-class income range: $65,669 to $197,008

  • 10-year change (%) in middle-class income (in 2026 dollars): 8.8%

  • 5-year change (%) in middle-class income (in 2026 dollars): 2.2%

  • 2024 median household income: $109,485

  • Middle-class income range: $72,990 to $218,969

  • 10-year change (%) in middle-class income (in 2026 dollars): 8.7%

  • 5-year change (%) in middle-class income (in 2026 dollars): 2.1%

  • 2024 median household income: $63,021

  • Middle-class income range: $42,014 to $126,041

  • 10-year change (%) in middle-class income (in 2026 dollars): 8.5%

  • 5-year change (%) in middle-class income (in 2026 dollars): 3.9%

  • 2024 median household income: $78,527

  • Middle-class income range: $52,352 to $157,054

  • 10-year change (%) in middle-class income (in 2026 dollars): 8.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): 1.4%

  • 2024 median household income: $59,679

  • Middle-class income range: $39,786 to $119,357

  • 10-year change (%) in middle-class income (in 2026 dollars): 8.2%

  • 5-year change (%) in middle-class income (in 2026 dollars): 1.9%

  • 2024 median household income: $67,726

  • Middle-class income range: $45,151 to $135,453

  • 10-year change (%) in middle-class income (in 2026 dollars): 7.8%

  • 5-year change (%) in middle-class income (in 2026 dollars): 4.8%

  • 2024 median household income: $79,356

  • Middle-class income range: $52,904 to $158,712

  • 10-year change (%) in middle-class income (in 2026 dollars): 7.7%

  • 5-year change (%) in middle-class income (in 2026 dollars): 0.9%

  • 2024 median household income: $89,818

  • Middle-class income range: $59,878 to $179,635

  • 10-year change (%) in middle-class income (in 2026 dollars): 6.7%

  • 5-year change (%) in middle-class income (in 2026 dollars): 1.3%

  • 2024 median household income: $68,762

  • Middle-class income range: $45,842 to $137,525

  • 10-year change (%) in middle-class income (in 2026 dollars): 6.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): 0%

  • 2024 median household income: $109,614

  • Middle-class income range: $73,076 to $219,227

  • 10-year change (%) in middle-class income (in 2026 dollars): 5.8%

  • 5-year change (%) in middle-class income (in 2026 dollars): -0.5%

  • 2024 median household income: $81,046

  • Middle-class income range: $54,030 to $162,091

  • 10-year change (%) in middle-class income (in 2026 dollars): 4.4%

  • 5-year change (%) in middle-class income (in 2026 dollars): -3.9%

  • 2024 median household income: $101,264

  • Middle-class income range: $67,510 to $202,529

  • 10-year change (%) in middle-class income (in 2026 dollars): 3.7%

  • 5-year change (%) in middle-class income (in 2026 dollars): -0.6%

  • 2024 median household income: $64,234

  • Middle-class income range: $42,823 to $128,469

  • 10-year change (%) in middle-class income (in 2026 dollars): 2.2%

  • 5-year change (%) in middle-class income (in 2026 dollars): 0%

  • 2024 median household income: $80,537

  • Middle-class income range: $53,691 to $161,074

  • 10-year change (%) in middle-class income (in 2026 dollars): -1.1%

  • 5-year change (%) in middle-class income (in 2026 dollars): -3.2%

  • 2024 median household income: $98,100

  • Middle-class income range: $65,400 to $196,200

  • 10-year change (%) in middle-class income (in 2026 dollars): -2.3%

  • 5-year change (%) in middle-class income (in 2026 dollars): -2.7%

Heather Taylor contributed to the reporting for this research piece.

Methodology: For this piece, MoneyLion sourced the median household incomes for every state from the 2024 (latest available), 2019, 2014, and 2010 American Community Surveys as conducted by the US Census Bureau. With these figures, MoneyLion was then able to find the middle-class income ranges from the respective years, following the Pew Research definition of middle-class income being two-thirds to double the income of an area. With the middle-class income ranges calculated for each year, MoneyLion was then able to calculate both the monetary and percent changes in middle-class income in every state over five years, 10 years and 14 years. MoneyLion did calculations not adjusting for inflation and adjusting for inflation to 2026 dollars. All data was collected and is up to date as of April 23, 2026.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Written by
MoneyLion Staff
The MoneyLion Staff is a team of writers and editors who cover personal finance topics to help readers make informed money decisions.
Edited by
Chris Cluff