Apr 13, 2026

How One Shopping Expert Would Spend $20 at Costco

Written by Heather Taylor
|
Edited by Amen Oyiboke-Osifo
Discover the exterior of a Costco Wholesale store with its large red and blue signage against a partly cloudy sky

Is it possible to successfully complete a Costco shopping run with $20? Yes! While most members would probably prefer a $50 or $100 budget for extra wiggle room, $20 is enough to pay for key grocery staples to meal prep throughout the week.

Elisabella Ricca, consumer analyst at the popular cash back savings app TopCashback.com, employs a “mix and match” approach on a $20 budget at the warehouse club.

Here’s what she recommends buying to make the most meals possible.

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Most savvy shoppers use eggs for more than breakfast. They’re being added to salads, cooked for egg salad sandwiches or added in carbonara pasta for dinner. And even though the price of eggs has gone up and down throughout the last few years, Ricca still recommends including eggs on every $20 Costco shopping list.

Ricca said a 24-pack of eggs typically costs between $5 and $7 at Costco.

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There’s a place in every shopping list for Costco’s beloved rotisserie chicken, no matter how much you have to spend. A fully cooked chicken typically costs $4.99 to $5.66 at most warehouse clubs.

“You get three pounds of chicken, making it an incredible value,” Ricca said. “It comes at a great price point and can be used across multiple meals, including soups, salads, sandwiches and wraps. Plus, it’s a great source of protein. When planning meals, you want to include as much protein as you can because it will help you stay full longer.”

The final item on your Costco $20 or less shopping list needs to be frozen vegetables. Specifically, Ricca recommends the Kirkland Signature Normandy style vegetable blend. The nearly 6-pound bag comes stuffed with frozen broccoli florets, cauliflower and carrots for $9.52.

Not only are frozen vegetables more affordable than their fresh counterparts, but Ricca said they have a longer shelf life when frozen compared to idling inside the crisper.

Editor’s note: Prices and availability are subject to change.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Written by
Heather Taylor
Amen Oyiboke-Osifo
Edited by
Amen Oyiboke-Osifo