Mar 26, 2026

Here's the Minimum Net Worth to Be Considered Middle Class on the West Coast in 2026

Written by Brooke Barley
|
Edited by Amen Oyiboke-Osifo
Discover Aerial view of the coastal community of La Jolla, California, with waves cresting near the shoreline

With California ranking as the richest state in the nation and Washington placing in the top 10, according to World Population Review, it’s reasonable to assume the middle class on the West Coast earns more than the average middle class in the United States.



The minimum net worth to be considered middle class nationwide is $104,700, according to District Capital Management. But how much does that figure change on the West Coast? Here’s a look at how much higher the number climbs.

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For this comparison, the West Coast includes Washington, Oregon, California, Alaska and Hawaii. According to a recent study by GOBankingRates, the average median household income across these five states is $96,234. By comparison, the median income in the United States overall is around $89,000.

Here are the individual state medians:

  • Alaska: $95,665

  • California: $100,149

  • Hawaii: $100,745

  • Oregon: $85,220

  • Washington: $99,389

Oregon has the lowest threshold for middle class -- about $10,000 below the rest of the Pacific states. California and Hawaii have the highest limit; $200,000 still qualifies as just middle class in those states.

  • Alaska: $63,777 to $191,330

  • California: $66,766 to $200,298

  • Hawaii: $67,163 to $201,490

  • Oregon: $56,813 to $170,440

  • Washington: $66,259 to $198,778

Net worth is a bit trickier to figure out because many factors go into it. However, based on a Benzinga article, the average net worth for someone earning $60,293 a year is $385,400. The median net worth is $159,300. Both figures exceed the national middle-class net worth range, with the average totaling more than twice the national benchmark.



This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Written by
Brooke Barley
Amen Oyiboke-Osifo
Edited by
Amen Oyiboke-Osifo